Author: Flynn

Returns for the month of August were not great.
In August IRA#1 1%, IRA#2 -2%, PDP PIE PIZ DWAS-0%, QQQ 1%, SPY/RSP 0%, DWTR -4%.
For the last 3 months, IRA#1 14%, IRA#2 8%, PDPetc 0%, QQQ 2%, SPY/RSP-1%, DWTR 4%.
For the last 6 months, IRA#1 31%, IRS#2 13%, PDPetc 5%, QQQ 7%, SPY/RSP 5%, DWTR 6%.
June portfolio changes:
IRA#1 – None – Invested in FSMEX
IRA#2 – Sold FIUIX, purchased FSELX 8/08, Sold FRESX, purchased FSNGX 8/22, Sold FSAGX 8/22 – Invested in FSELX, FSNGX, FSMEX, FLATX, cash
PDP PIE PIZ DWAS – Purchased PIZ 8/01 – Invested in PDP, PIE, PIZ
QQQ – Purchased QQQ 7/05 – Invested in QQQ
SPY/RSP – Purchased RSP 7/05 – Invested in RSP
DWTR – None – Invested in DWTR

Each week I get a copy 0f The Felder Report, sent free from www.thefeldreport.com. This week he reported some of the indicators which are of concern. They do not present a positive picture. The first four are: 1. The S&P500 median price to sales ratio – a record. 2. Bond yields are current lower than inflation – first time in 30 years. 3. Corporate America is now more leveraged than ever. 4. Junk bonds officially haved entered “Bubble” territory.

IBD TBP’s Market Pulse is “Confirmed uptrend” as of 21Sep. Time to invest if it stays this way for the next week. Personally I do not believe it will, but will invest next weekend IF it remains the same.

My current investments:
IRA#1 and IRA#2
SMedicalEquipment&Sytems has a price of 43.54, a sell price of 41.36, a rank of 03, and is a hold. (ETF – IHI current stoploss 136.01)
IRA#2
SElectronics has a price of 89.00, a sell price 84.62, a rank of 01, and is a hold. ( ETF – SMH – current stoploss 63.04)
SNaturalGas has a price of 25.25, a sell price 24.95, a rank of 61, and is a hold for now. (ETF – PSCE – stopped out on 9/13)

My portfolio changes this weekend:
IRA #1 – None
IRA #2 – None

My portfolio market exposure after this weekend’s changes:
IRA #1 – 100% invested
IRA #2 – 60% invested

The top 20 (out of 100+ I follow) Fidelity funds (percent deviation, rank & weeks on top 20 list, fund symbol, fund price, fund name, and %dev increasing last 2 weeks).
This week:
14.07 01-12 FSELX 89.00 SElectronics
13.48 02-34 FSAGX 25.26 SGold
11.42 03-24 FSMEX 43.54 SMedicalEquipment&Systems Yes
10.82 04-10 FSPTX 134.33 STechnology Yes
9.93 05-08 FDCPX 77.05 SComputers Yes
9.48 06-20 FBIOX 197.51 SBiotechnology Yes
9.08 07-13 FTEMX 11.44 TotalEmergingMarkets
8.91 08-10 FSCSX 135.07 SSoftware&ITServices Yes
8.55 09-10 FOCPX 87.67 OTCPortfolio Yes
8.24 10-10 FSDCX 31.46 SCommunicationsEquipment Yes
8.16 11-14 FLATX 21.17 LatinAmerica
7.96 12-03 FPBFX 29.56 PacificBasin
7.93 13-01 FJPNX 12.73 Japan
7.47 14-03 FISMX 24.75 InternationalSmallCap
7.38 15-01 FEMEX 8.20 EmergingEMEA
7.36 16-09 FEMKX 24.77 EmergingMarkets
7.23 17-02 FCPGX 20.36 SmallCapGrowth Yes
6.96 18-02 FCPEX 12.85 SmallCapEnchancedIndex Yes
6.92 19-05 FSLBX 61.45 SBrokerageandInvestmentManagement
6.88 20-01 FJSCX 15.37 JapanSmallerCompanies
Last week
15.01 01-11 FSELX 89.07 SElectronics
10.22 02-23 FSMEX 42.81 SMedicalEquipment&Systems
9.82 03-09 FSPTX 132.35 STechnology
9.22 04-33 FSAGX 24.14 SGold
9.17 05-07 FDCPX 76.12 SComputers
8.14 06-09 FSCSX 133.48 SSoftware&ITServices
7.50 07-01 FBIOX 192.97 SBiotechnology Yes
7.41 08-09 FOCPX 86.36 OTCPortfolio
6.95 09-09 FSDCX 30.95 SCommunicationsEquipment
6.73 10-12 FTEMX 11.14 TotalEmergingMarkets
6.56 11-04 FSLBX 61.02 SBrokerageandInvestmentManagement
6.06 12-13 FLATX 20.67 LatinAmerica
6.03 13-01 FNCMX 69.27 NasdaqCompositeIndex
5.26 14-01 FCPGX 19.91 SmallCapGrowth
5.01 15-01 FSPHX 203.89 SHealthCare
4.97 16-02 FISMX 24.08 InternationalSmallCap
4.89 17-02 FPBFX 28.60 PacificBasin
4.65 18-08 FEMKX 24.05 EmergingMarkets
4.34 19-01 FCPEX 12.49 SmallCapEnchancedIndex
4.31 20-01 FWRLX 8.79 SWireless

IRA#1 is currently invested in:
100% – SMedicalEquipment&Systems(FSMEX)(31May16) from CashReserves(FDRXX)
Aug16 1m+1% 3m+14% 6m+31% 12m+22% 24m+7% 36m+29% 60m51% 120m+9%
Jul16 1m-6% 3m-7% 6m+16% 12m-10% 24-1% 36m+13% 60m+8% 120m-2%
Average annual return since 1/82 11%
IRA#2 is currently invested in:
20% – CashReserves(FDRXX)(19Sep16) from LatinAmreica(FLATX)
20% – CashReserves(FDRXX)(29Aug16) from SGold(FSAGX)
20% – SMedicalEquipment&Systems(FSMEX)(31May16) from CashReserves(FDRXX)
20% – RealEstateInvestmentPortfolio(FRESX)(21Mar16) from CashReserves(FDRXX)
20% – Telecom&Utilities(FIUIX)(14Mar16) from CashReserves(FDRXX)
Aug16 1m-2% 3m+8% 6m+13% 12m+6% 24m+6% 36m+9% 60m+18% 120m+22%
Jul16 1m-6% 3m-1% 6m+4% 12m-9% 24m-1% 36m-9% 60m+2% 120m+14%
Average annual return since 1/82 11%

Gary Kaltbaum has a web site, garyk.com, with various investment ideas and a daily radio show called Investors Edge. The show is live at 6pm each night on various radio stations and BizTalk app. It is available later on a podcast, on the BizTalk as a podcast, on twitter where a tweeter called Stoolander tweets the show without commercials (37 minutes), and on his web site garykaltbaum.com. He has always indicated without the financial sector (not doing well) and the semiconductor sector (doing well) the market will not do well. He indicated that if the S&P500, currently at 2139 and below its 50 day moving average, falls to 2119 the market could be in trouble. The 200 day average is 2058. The rule of thumb is good things MAY happen if the market is below the 50 day moving average and will NOT happen if the it falls below the 200 day moving average.

IBD TBP’s Market Pulse is “Uptrend Under Pressure” as of 09Sep. NOT a time to invest. I am surprised that it had not moved to market in correction.

My current investments:
IRA#1 and IRA#2
SMedicalEquipment&Sytems has a price of 42.81, a sell price of 41.02, a rank of 02, and is a hold. (ETF – IHI current stoploss 135.25)
IRA#2
LatinAmerica has a price of 20.67, a sell price 20.73, a rank of 12, and is a SELL. (ETF – BRF – stopped out on 9/13)
SElectronics has a price of 89.07, a sell price 84.62, a rank of 01, and is a hold. ( ETF – SMH – current stoploss 62.14)
SNaturalGas has a price of 25.08, a sell price 24.95, a rank of 36, and is a hold for now. (ETF – PSCE – stopped out on 9/13)
The problem with selling LatinAmerica which I am doing this weekend is that I have not owned it for 90 days and Fidelity will charge me a 1.5% fee since I have not held it for 90 days. I have no idea if it is going up or down in the future, but this last week it fell by 2.4%, the previous week it lost 1.9%.

My portfolio changes this weekend:
IRA #1 – None
IRA #2 – Sell LatinAmerica

My portfolio market exposure after this weekend’s changes:
IRA #1 – 100% invested
IRA #2 – 60% invested

The top 20 (out of 100+ I follow) Fidelity funds (percent deviation, rank & weeks on top 20 list, fund symbol, fund price, fund name, and %dev increasing last 2 weeks).
This week:
15.01 01-11 FSELX 89.07 SElectronics
10.22 02-23 FSMEX 42.81 SMedicalEquipment&Systems
9.82 03-09 FSPTX 132.35 STechnology
9.22 04-33 FSAGX 24.14 SGold
9.17 05-07 FDCPX 76.12 SComputers
8.14 06-09 FSCSX 133.48 SSoftware&ITServices
7.50 07-01 FBIOX 192.97 SBiotechnology Yes
7.41 08-09 FOCPX 86.36 OTCPortfolio
6.95 09-09 FSDCX 30.95 SCommunicationsEquipment
6.73 10-12 FTEMX 11.14 TotalEmergingMarkets
6.56 11-04 FSLBX 61.02 SBrokerageandInvestmentManagement
6.06 12-13 FLATX 20.67 LatinAmerica
6.03 13-01 FNCMX 69.27 NasdaqCompositeIndex
5.26 14-01 FCPGX 19.91 SmallCapGrowth
5.01 15-01 FSPHX 203.89 SHealthCare
4.97 16-02 FISMX 24.08 InternationalSmallCap
4.89 17-02 FPBFX 28.60 PacificBasin
4.65 18-08 FEMKX 24.05 EmergingMarkets
4.34 19-01 FCPEX 12.49 SmallCapEnchancedIndex
4.31 20-01 FWRLX 8.79 SWireless
Last week
12.26 01-32 FSAGX 24.69 SGold
10.45 02-10 FSELX 84.86 SElectronics
9.02 03-12 FLATX 21.18 LatinAmerica
8.82 04-22 FSMEX 42.04 SMedicalEquipment&Systems
8.46 05-11 FTEMX 11.28 TotalEmergingMarkets
7.94 06-05 FSENX 43.10 SEnergy
7.81 07-08 FSPTX 129.26 STechnology
7.67 08-08 FSCSX 132.33 SSoftware&ITServices
7.51 09-05 FSNGX 26.01 SNaturalGas
7.49 10-05 FNARX 28.81 SNaturalResources
6.72 11-03 FSLBX 60.90 SBrokerageandInvestmentManagement
6.44 12-08 FSDCX 30.69 SCommunicationsEquipment
6.08 13-01 FISMX 24.27 InternationalSmallCap
6.00 14-01 FSRBX 25.68 SBanking
5.94 15-06 FDCPX 73.51 SComputers
5.79 16-01 FEMEX 8.03 EmergingEMEA
5.57 17-01 FPBFX 28.71 PacificBasin
5.38 18-07 FEMKX 24.16 EmergingMarkets
5.26 19-01 FFGCX 10.69 GlobalCommodity Stock
6.94 20-01 FSCHX 147.15 SChemicals

IRA#1 is currently invested in:
100% – SMedicalEquipment&Systems(FSMEX)(31May16) from CashReserves(FDRXX)
Jul16 1m-6% 3m-7% 6m+16% 12m-10% 24-1% 36m+13% 60m+8% 120m-2%
Jun16 1m+6% 3m+22% 6m+16% 12m-10% 24m+2% 36m+23% 60m+12% 120m-2%
Average annual return since 1/82 11%
IRA#2 is currently invested in:
20% – CashReserves(FDRXX)(19Sep16) from LatinAmreica(FLATX)
20% – CashReserves(FDRXX)(29Aug16) from SGold(FSAGX)
20% – SMedicalEquipment&Systems(FSMEX)(31May16) from CashReserves(FDRXX)
20% – RealEstateInvestmentPortfolio(FRESX)(21Mar16) from CashReserves(FDRXX)
20% – Telecom&Utilities(FIUIX)(14Mar16) from CashReserves(FDRXX)
Jul16 1m-6% 3m-1% 6m+4% 12m-9% 24m-1% 36m-9% 60m+2% 120m+14%
Jun16 1m+6% 3m+9% 6m+5% 12m-1% 24m+2% 36m+8% 60m+8% 120m+21%
Average annual return since 1/82 11%

On the New Wall Street Week guest Joe Grano said he expected a 10-20% decline coming in the future. After Joe, the program had two financial advisers who both had suggestions as to were you should invested to survive the decline if it came. I find it interesting. Listening to most stock market advisers there are “up markets” and “volatile markets.” Personally I plan to sell and hide in a money market fund when the “volatile market” arrives.

I have always enjoyed George Will. In this video he discusses two failing bureaucracies – the US government and US univesities. Please note that in the video he referenced the housing mortgage bubble – which the US government caused – and crash of 2007/8 and points out we now have an even bigger college loan bubble. I sort of wonder how we can expect any graduate with a large student loan who finally finds job will be able to buy thing to help the economy grow. We have governed, educated, and loaned the US into a no growth future unless the college load bubble crashes and then who knows. https://www.youtube.com/embed/Vfl4BGbMxoQ

IBD TBP’s Market Pulse is “Uptrend Under Pressure” as of 09Sep. NOT a time to invest. Last week the Market Pulse moved to Confirmed Uptrend but Friday was a bad day and the reading changed.

My current investments:
IRA#1 and IRA#2
SMedicalEquipment&Sytems has a price of 42.04, a sell price of 41.02, a rank of 04, and is a hold. (ETF – IHI current stoploss 135.25)
IRA#2
LatinAmerica has a price of 21.18, a sell price 20.73, a rank of 03, and is a hold. (ETF – BRF – current stoploss 16.73)
SElectronics has a price of 84.46, a sell price 84.22, a rank of 02, and is a hold. ( ETF – SMH – current stoploss 62.14)
SNaturalGas has a price of 26.01, a sell price 24.95, a rank of 09, and is a hold. (ETF – PSCE – current stoploss 16.71)
I was surprised that there were no sale prices hit. September is the worst market month during the average year. October is the month when the market turns up. However there are two interesting cycles. The first year of the presidential cycle is generally the worst of the 4 years. The two year presidential cycle says sell on the presidential election day and buy 2 yeas later during the congressional election.

My portfolio changes this weekend:
IRA #1 – None
IRA #2 – None

My portfolio market exposure after this weekend’s changes:
IRA #1 – 100% invested
IRA #2 – 80% invested

The top 20 (out of 100+ I follow) Fidelity funds (percent deviation, rank & weeks on top 20 list, fund symbol, fund price, fund name, and %dev increasing last 2 weeks).
This week:
12.26 01-32 FSAGX 24.69 SGold
10.45 02-10 FSELX 84.86 SElectronics
9.02 03-12 FLATX 21.18 LatinAmerica
8.82 04-22 FSMEX 42.04 SMedicalEquipment&Systems
8.46 05-11 FTEMX 11.28 TotalEmergingMarkets
7.94 06-05 FSENX 43.10 SEnergy
7.81 07-08 FSPTX 129.26 STechnology
7.67 08-08 FSCSX 132.33 SSoftware&ITServices
7.51 09-05 FSNGX 26.01 SNaturalGas
7.49 10-05 FNARX 28.81 SNaturalResources
6.72 11-03 FSLBX 60.90 SBrokerageandInvestmentManagement
6.44 12-08 FSDCX 30.69 SCommunicationsEquipment
6.08 13-01 FISMX 24.27 InternationalSmallCap
6.00 14-01 FSRBX 25.68 SBanking
5.94 15-06 FDCPX 73.51 SComputers
5.79 16-01 FEMEX 8.03 EmergingEMEA
5.57 17-01 FPBFX 28.71 PacificBasin
5.38 18-07 FEMKX 24.16 EmergingMarkets
5.26 19-01 FFGCX 10.69 GlobalCommodity Stock
6.94 20-01 FSCHX 147.15 SChemicals
Last week
16.02 01-09 FSELX 88.65 SElectronics Yes
12.29 02-21 FSMEX 43.18 SMedicalEquipment&Systems
11.89 03-31 FSAGX 24.45 SGold
11.66 04-11 FLATX 21.59 LatinAmerica
10.59 05-07 FSPTX 132.05 STechnology
9.69 06-07 FSCSX 134.27 SSoftware&ITServices Yes
9.43 07-10 FTEMX 11.33 TotalEmergingMarkets
9.34 08–07 FSDCX 31.42 SCommunicationsEquipment
8.63 09-02 FSLBX 61.77 SBrokerageandInvestmentManagement
8.29 10-04 FNARX 28.91 SNaturalResources
8.24 11-04 FSENX 43.04 SEnergy
8.24 12-05 FDCPX 74.87 SComputers
8.11 13-07 FCPGX 20.34 SmallCapGrowth
7.65 14-04 FSNGX 25.94 SNaturalGas
7.48 15-07 FOCPX 85.85 OTCPortfolio
7.23 16-02 FSLEX 21.40 SEnvironmental&AltEnergy
7.16 17-01 FRESX 46.03 RealEstateInvestmentPortfolio
7.13 18-06 FEMKX 24.49 EmergingMarkets
7.00 19-02 FMCSX 34.81 MidCapStock
6.94 20-01 FSCHX 147.15 SChemicals

IRA#1 is currently invested in:
100% – SMedicalEquipment&Systems(FSMEX)(31May16) from CashReserves(FDRXX)
Jul16 1m-6% 3m-7% 6m+16% 12m-10% 24-1% 36m+13% 60m+8% 120m-2%
Jun16 1m+6% 3m+22% 6m+16% 12m-10% 24m+2% 36m+23% 60m+12% 120m-2%
Average annual return since 1/82 11%
IRA#2 is currently invested in:)
20% – CashReserves(FDRXX)(29Aug16) from SGold(FSAGX)
20% – LatinAmreica(FLATX)(25Jul16) from JapanSmallerCompaneis(FJSCX)
20% – SMedicalEquipment&Systems(FSMEX)(31May16) from CashReserves(FDRXX)
20% – RealEstateInvestmentPortfolio(FRESX)(21Mar16) from CashReserves(FDRXX)
20% – Telecom&Utilities(FIUIX)(14Mar16) from CashReserves(FDRXX)
Jul16 1m-6% 3m-1% 6m+4% 12m-9% 24m-1% 36m-9% 60m+2% 120m+14%
Jun16 1m+6% 3m+9% 6m+5% 12m-1% 24m+2% 36m+8% 60m+8% 120m+21%
Average annual return since 1/82 11%

In the Doug Fabian’s 26Aug “ETF Strategies” podcast, he listed 10 ETFs to own. For long term growth he suggests: OUNZ VanEck Merk Gold Trust, SLV iShares Silver Trust, ECON EGShares Emerging Markets Consumer ETF, INDY iShares India 50, and IHI iShares US Medical Devices. For income he suggests: REM iShares Mortgage Real Estate Capped – 10% yield, OUSA O’Shares FTSE US Quality Dividend ETF – 2% yield, CVY Guggenheim Multi-Asset Income ETF – 5% yield, EDIV SPDR S&P Emerging Markets Dividend ETF – 5% yield, and DWIN PowerShares DWA Tact Multi-Asst Inc – 4% yield. I have been and currently am invested in some of these.

Last week the Federal Reserve Board (FED) held its annual conference in Jackson Hole, Wyoming. Included in the discussion was the FED purchases of US stocks, and using negative interest rates – the FED denies any intent to do either. Japan, Israel, Switzerland, Czech Republic, China and 23% of all nations are purchasing their countries stocks. Jim Grant, founder of Grant’s Interest Rate Observer, notes that in the last 5000 years there has been no instance of negative rates and yet today $12T of government bonds from Japan, France, Germany, and others, have negative interest rates. He asks “If these are the first sub-zero interest rates in 5,000 years, is this the worst economy since 3,000 BC?” The purpose of these actions is to convince the public the economy is fine since the market are going up. It is difficult to figure out how this can end well.

IBD TBP’s Market Pulse is “Uptrend Under Pressure” as of 25Aug. NOT a time to invest.

My current investments:
IRA#1 and IRA#2
SMedicalEquipment&Sytems has a price of 43.18, a sell price of 41.02, a rank of 02, and is a hold. (ETF – IHI current stoploss 135.25)
IRA#2
LatinAmerica has a price of 21.59, a sell price 20.73, a rank of 04, and is a hold. (ETF – BRF  – current stoploss 16.66)
SElectronics has a price of 88.65, a sell price 84.22, a rank of 01, and is a hold. ( ETF – SMH   – current stoploss 62.14)
SNaturalGas has a price of 25.94, a sell price 24.95, a rank of 14, and is a hold. (ETF – PSCE – current stoploss 16.26)

My portfolio changes this weekend:
IRA #1 – None
IRA #2 – None

My portfolio market exposure after this weekend’s changes:
IRA #1 – 100% invested
IRA #2 – 80% invested

The top 20 (out of 100+ I follow) Fidelity funds (percent deviation, rank & weeks on top 20 list, fund symbol, fund price, fund name, and %dev increasing last 2 weeks).
This week:
16.02 01-09 FSELX 88.65 SElectronics Yes
12.29 02-21 FSMEX 43.18 SMedicalEquipment&Systems
11.89 03-31 FSAGX 24.45 SGold
11.66 04-11 FLATX 21.59 LatinAmerica
10.59 05-07 FSPTX 132.05 STechnology
9.69 06-07 FSCSX 134.27 SSoftware&ITServices Yes
9.43 07-10 FTEMX 11.33 TotalEmergingMarkets
9.34 08–07 FSDCX 31.42 SCommunicationsEquipment
8.63 09-02 FSLBX 61.77 SBrokerageandInvestmentManagement
8.29 10-04 FNARX 28.91 SNaturalResources
8.24 11-04 FSENX 43.04 SEnergy
8.24 12-05 FDCPX 74.87 SComputers
8.11 13-07 FCPGX 20.34 SmallCapGrowth
7.65 14-04 FSNGX 25.94 SNaturalGas
7.48 15-07 FOCPX 85.85 OTCPortfolio
7.23 16-02 FSLEX 21.40 SEnvironmental&AltEnergy
7.16 17-01 FRESX 46.03 RealEstateInvestmentPortfolio
7.13 18-06 FEMKX 24.49 EmergingMarkets
7.00 19-02 FMCSX 34.81 MidCapStock
6.94 20-01 FSCHX 147.15 SChemicals
Last week
16.14 01-30 FSAGX 25.22 SGold
15.88 02-08 FSELX 87.80 SElectronics Yes
12.24 03-20 FSMEX 42.88 SMedicalEquipment&Systems
10.18 04-06 FSPTX 130.82 STechnology
9.80 05-10 FLATX 21.10 LatinAmerica
9.42 06-06 FSCSX 133.26 SSoftware&ITServices
9.42 07-03 FSNGX 26.26 SNaturalGas
9.09 08-03 FSENX 43.19 SEnergy
9.00 09-09 FTEMX 11.23 TotalEmergingMarkets
8.76 10-03 FNARX 28.91 SNaturalResources
8.62 11-06 FSDCX 31.06 SCommunicationsEquipment
8.44 12-06 FOCPX 86.28 OTCPortfolio
7.93 13-04 FDCPX 74.33 SComputers
7.56 14-06 FCPGX 20.15 SmallCapGrowth
7.46 15-01 FSLBX 60.83 SBrokerageandInvestmentManagement
6.93 16-01 FSLEX 21.26 SEnvironmental&AltEnergy
6.80 17-09 FEMEX 8.06 EmergingEMEA
6.51 18-10 FPBFX 28.78 PacificBasin
6.50 19-01 FMCSX 34.52 MidCapStock
6.39 20-05 FEMKX 24.23 EmergingMarkets

IRA#1 is currently invested in:
100% – SMedicalEquipment&Systems(FSMEX)(31May16) from CashReserves(FDRXX)
Jul16 1m-6% 3m-7% 6m+16% 12m-10% 24-1% 36m+13% 60m+8% 120m-2%
Jun16 1m+6% 3m+22% 6m+16% 12m-10% 24m+2% 36m+23% 60m+12% 120m-2%
Average annual return since 1/82 11%
IRA#2 is currently invested in:)
20% – CashReserves(FDRXX)(29Aug16) from SGold(FSAGX)
20% – LatinAmreica(FLATX)(25Jul16) from JapanSmallerCompaneis(FJSCX)
20% – SMedicalEquipment&Systems(FSMEX)(31May16) from CashReserves(FDRXX)
20% – RealEstateInvestmentPortfolio(FRESX)(21Mar16) from CashReserves(FDRXX)
20% – Telecom&Utilities(FIUIX)(14Mar16) from CashReserves(FDRXX)
Jul16 1m-6% 3m-1% 6m+4% 12m-9% 24m-1% 36m-9% 60m+2% 120m+14%
Jun16 1m+6% 3m+9% 6m+5% 12m-1% 24m+2% 36m+8% 60m+8% 120m+21%
Average annual return since 1/82 11%

Returns for the month of July were not great.
In July IRA#1 -6%, IRA#2 -6%, PDP PIE PIZ DWAS 2%, QQQ 7%, SPY/RSP 5%, DWTR -3%.
For the last 3 months, IRA#1 -7%, IRS#2 -1%, PDPetc 2%, QQQ 4%, SPY/RSP 1%, DWTR 1%.
For the last 6 months, IRA#1 16%, IRS#2 4%, PDPetc 4%, QQQ 5%, SPY/RSP 5%, DWTR 2%.
June portfolio changes:
IRA#1 – None – Invested in FSMEX
IRA#2 – Sold FJSCX, purchased FLATX 7/25 – Invested in FIUIX, FRESX, FSMEX, FSAGX, FLATX
PDP PIE PIX DWAS – Purchased PIE 7/05 – Invested in PDP, PIE, cash
QQQ – Purchased QQQ 7/05 – Invested in QQQ
SPY/RSP – Purchased RSP 7/05 – Invested in RSP
DWTR – None – Invested in DWTR

Each Thursday on Chuck Jaffee’s The MoneyLife Radio Program podcast a segment by Tom Lydon editor of ETF Trends is featured. Mr. Lydon presents the ETF of the week. On 25 Aug he featured FXI, Ishares China Large Cap ETF. This ETF has not down well but seems to be in an up trend now. Mr. Lydon suggests you can hold it forever or use the 200 day moving average to decide when to sell. The current price is 36.93 and the 200 day moving average is 33.51.

Interesting view on the future of the market http://www.marketwatch.com/story/rich-dad-author-robert-kiyosaki-if-youre-investing-for-the-long-term-youre-crazy-2016-08-25

IBD TBP’s Market Pulse is “Uptrend Under Pressure” as of 25Aug. NOT a time to invest.

My current investments:
IRA#1 and IRA#2
SMedicalEquipment&Sytems has a price of 42.88, a sell price of 40.96, a rank of 03, and is a hold. (ETF – IHI current stoploss 135.25)
IRA#2
SGold has a price of 25.22, a sell price 26.71, a rank of 01, and is a Sell. (ETF – GLDX I was stopped out of this again)
LatinAmerica has a price of 21.10, a sell price 20.73, a rank of 05, and is a hold. (ETF – BRF current stoploss 16.66)
SElectronics has a price of 87.80, a sell price 83.41, a rank of 02, and is a hold. ( ETF – SMH Current stoploss 61.48).
SNaturalGas has a price of 26.26, a sell price 24.95, a rank of 07, and is a hold. (ETF – PSCE – currect stoploss 16.16)

My portfolio changes this weekend:
IRA #1 – None
IRA #2 – Sell SGold

My portfolio market exposure after this weekend’s changes:
IRA #1 – 100% invested
IRA #2 – 80% invested

The top 20 (out of 100+ I follow) Fidelity funds (percent deviation, rank & weeks on top 20 list, fund symbol, fund price, fund name, and %dev increasing last 2 weeks).
This week:
16.14 01-30 FSAGX 25.22 SGold
15.88 02-08 FSELX 87.80 SElectronics Yes
12.24 03-20 FSMEX 42.88 SMedicalEquipment&Systems
10.18 04-06 FSPTX 130.82 STechnology
9.80 05-10 FLATX 21.10 LatinAmerica
9.42 06-06 FSCSX 133.26 SSoftware&ITServices
9.42 07-03 FSNGX 26.26 SNaturalGas
9.09 08-03 FSENX 43.19 SEnergy
9.00 09-09 FTEMX 11.23 TotalEmergingMarkets
8.76 10-03 FNARX 28.91 SNaturalResources
8.62 11-06 FSDCX 31.06 SCommunicationsEquipment
8.44 12-06 FOCPX 86.28 OTCPortfolio
7.93 13-04 FDCPX 74.33 SComputers
7.56 14-06 FCPGX 20.15 SmallCapGrowth
7.46 15-01 FSLBX 60.83 SBrokerageandInvestmentManagement
6.93 16-01 FSLEX 21.26 SEnvironmental&AltEnergy
6.80 17-09 FEMEX 8.06 EmergingEMEA
6.51 18-10 FPBFX 28.78 PacificBasin
6.50 19-01 FMCSX 34.52 MidCapStock
6.39 20-05 FEMKX 24.23 EmergingMarkets
Last week
27.54 01-29 FSAGX 27.46 SGold
15.77 02-07 FSELX 86.98 SElectronics
13.88 03-09 FLATX 21.77 LatinAmerica
13.41 04-19 FSMEX 43.05 SMedicalEquipment&Systems
12.27 05-02 FSNGX 26.81 SNaturalGas Yes
11.44 06-08 FEMEX 8.38 EmergingEMEA
11.19 07-02 FNARX 29.42 SNaturalResources Yes
11.06 08-02 FSENX 43.76 SEnergy Yes
10.96 09-05 FSPTX 131.05 STechnology
10.79 10-08 FTEMX 11.36 TotalEmergingMarkets
9.52 11-05 FOCPX 86.75 OTCPortfolio
9.21 12-05 FSCSX 132.34 SSoftware&ITServices
8.76 13-03 FDCPX 74.59 SComputers
8.69 14-05 FSDCX 30.94 SCommunicationsEquipment
8.29 15-04 FEMKX 24.58 EmergingMarkets
7.98 16-05 FCPGX 20.15 SmallCapGrowth
7.67 17-01 FFGCX 10.83 GlobalCommodity Stock Yes
7.66 18-09 FPBFX 28.99 PacificBasin
7.60 19-01 FSDAX 125.58 SDefense&Aerospace
7.50 20-01 FSESX 47.61 SEnergyServices Yes

IRA#1 is currently invested in:
100% – SMedicalEquipment&Systems(FSMEX)(31May16) from CashReserves(FDRXX)
Jul16 1m-6% 3m-7% 6m+16% 12m-10% 24-1% 36m+13% 60m+8% 120m-2%
Jun16 1m+6% 3m+22% 6m+16% 12m-10% 24m+2% 36m+23% 60m+12% 120m-2%
Average annual return since 1/82 11%
IRA#2 is currently invested in:)
20% – CashReserves(FDRXX)(29Aug16) from SGold(FSAGX)
20% – LatinAmreica(FLATX)(25Jul16) from JapanSmallerCompaneis(FJSCX)
20% – SMedicalEquipment&Systems(FSMEX)(31May16) from CashReserves(FDRXX)
20% – RealEstateInvestmentPortfolio(FRESX)(21Mar16) from CashReserves(FDRXX)
20% – Telecom&Utilities(FIUIX)(14Mar16) from CashReserves(FDRXX)
Jul16 1m-6% 3m-1% 6m+4% 12m-9% 24m-1% 36m-9% 60m+2% 120m+14%
Jun16 1m+6% 3m+9% 6m+5% 12m-1% 24m+2% 36m+8% 60m+8% 120m+21%
Average annual return since 1/82 11%

A lot has changed since I proudly wore the uniform of the United States Army. http://militarymoneymanual.com/ is a web site run by a young Air Force officer covering the monetary aspects of military life and how he plans to be financially independent by age 40. There is also an analysis of the new retirement system to which he will be switching and why many current military members should switch also. The new plan seems to be better than the “complete 20 years or get nothing” plan of my Army era.

And just in case you feel safe with your governmental pension, review this analysis http://www.marketwatch.com/story/why-your-states-public-pension-plan-is-in-a-much-bigger-hole-than-you-already-fear-2016-08-16? The zero percent interest rate (now 0.25%) of the Federal Reserve Board (FED) is killing pension plans as well as wiping out all savings accounts. It is interesting that last December when the FED raised it’s interest rate was from 0 to 0.25% the stock market fell 10% until the head of the FED called her counterparts on 11&12 Feb requesting they print more money to rescue the stock market. All that matters to the FED is the stock market.

Each Thursday on Chuck Jaffee’s The MoneyLife Radio Program podcast a segment by Tom Lydon editor of ETF Trends is featured. Mr. Lydon presents the ETF of the week. On 18 Aug he featured NOBL, ProShares S&P 500 Dividend Aristocrats ETF. This ETF focuses exclusively on companies in the S&P 500 that have grown dividends for at least 25 consecutive years and has outperformed the S&P 500 with lower volatility since its inception. Over the last 5 years the S&P 500 ETF SPY is up 25% while this ETF is up 33%. Mr. Lydon suggests you can hold it forever or use the 200 day moving average to decide when to sell. The current price is 55.69 and the 200 day moving average is 51.24.

IBD TBP’s Market Pulse is “Confirmed Uptrend”. Time to invest.

My current investments:
IRA#1 and IRA#2
SMedicalEquipment&Sytems has a price of 43.05, a sell price of 40.96, a rank of 04, and is a hold. (ETF – IHI current stoploss 135.25)
IRA#2
RealEstatePortfolio has a price of 45.59, a sell price 44.98, a rank of 30, and is a Sell. (ETF – REZ current stoploss 64.66)
SGold has a price of 27.46, a sell price 26.71, a rank of 01, and is a hold. (ETF – GLDX I was stopped out of this again)
LatinAmerica has a price of 21.77, a sell price 20.73, a rank of 03, and is a hold. (ETF – BRF current stoploss 16.66)
SElectronics has a price of 86.98, a sell price 82.63, a rank of 02, and is a hold. ( ETF – SMH Current stoploss 61.17).
SNaturalGas has a price of 26.81, a sell price TBD, a rank of 05, and is a buy. (ETF – PSCE)

My portfolio changes this weekend:
IRA #1 – None
IRA #2 – Exchange RealEstatePortfolio to SNaturalGas.

My portfolio market exposure after this weekend’s changes:
IRA #1 – 100% invested
IRA #2 – 100% invested

The top 20 (out of 100+ I follow) Fidelity funds (percent deviation, rank & weeks on top 20 list, fund symbol, fund price, fund name, and %dev increasing last 2 weeks).
This week:
27.54 01-29 FSAGX 27.46 SGold
15.77 02-07 FSELX 86.98 SElectronics
13.88 03-09 FLATX 21.77 LatinAmerica
13.41 04-19 FSMEX 43.05 SMedicalEquipment&Systems
12.27 05-02 FSNGX 26.81 SNaturalGas Yes
11.44 06-08 FEMEX 8.38 EmergingEMEA
11.19 07-02 FNARX 29.42 SNaturalResources Yes
11.06 08-02 FSENX 43.76 SEnergy Yes
10.96 09-05 FSPTX 131.05 STechnology
10.79 10-08 FTEMX 11.36 TotalEmergingMarkets
9.52 11-05 FOCPX 86.75 OTCPortfolio
9.21 12-05 FSCSX 132.34 SSoftware&ITServices
8.76 13-03 FDCPX 74.59 SComputers
8.69 14-05 FSDCX 30.94 SCommunicationsEquipment
8.29 15-04 FEMKX 24.58 EmergingMarkets
7.98 16-05 FCPGX 20.15 SmallCapGrowth
7.67 17-01 FFGCX 10.83 GlobalCommodity Stock Yes
7.66 18-09 FPBFX 28.99 PacificBasin
7.60 19-01 FSDAX 125.58 SDefense&Aerospace
7.50 20-01 FSESX 47.61 SEnergyServices Yes
Last week
32.52 01-28 FSAGX 28.12 SGold
14.98 02-08 FLATX 21.82 LatinAmerica Yes
14.41 03-18 FSMEX 43.12 SMedicalEquipment&Systems
13.90 04-06 FSELX 84.87 SElectronics
11.98 05-07 FEMEX 8.37 EmergingEMEA
11.15 06-04 FOCPX 87.60 OTCPortfolio Yes
11.07 07-04 FSPTX 130.42 STechnology Yes
10.83 08-07 FTEMX 11.30 TotalEmergingMarkets Yes
10.39 09-04 FSCSX 133.13 SSoftware&ITServices
9.74 10-08 FPBFX 29.43 PacificBasin
9.03 11-15 FRESX 46.34 RealEstateInvestmentPortfolio
9.03 12-03 FEMKX 24.64 EmergingMarkets Yes
8.81 13-01 FNARX 28.62 SNaturalResources Yes
8.44 14-04 FCPGX 20.15 SmallCapGrowth
8.31 15-04 FSDCX 30.69 SCommunicationsEquipment
8.20 16-30 FSTCX 71.80 STelecommunications
8.19 17-01 FSNGX 25.67 SNaturalGas Yes
8.09 18-01 FSENX 42.34 SEnergy Yes
7.94 19-02 FDCPX 73.69 SComputers
7.53 20-03 FSRPX 112.17 SRetailing Yes

IRA#1 is currently invested in:
100% – SMedicalEquipment&Systems(FSMEX)(31May16) from CashReserves(FDRXX)
Jun16 1m+6% 3m+22% 6m+16% 12m-10% 24m+2% 36m+23% 60m+12% 120m-2%
May16 1m-7% 3m+16% 6m+8% 12m-19% 24m+2% 36m+17% 60m+6% 120m-12%
Average annual return since 1/82 11%
IRA#2 is currently invested in:)
20% – LatinAmreica(FLATX)(25Jul16) from JapanSmallerCompaneis(FJSCX)
20% – SGold(FSAGX)(13Jun16) from CashReserves(FDRXX)
20% – SMedicalEquipment&Systems(FSMEX)(31May16) from CashReserves(FDRXX)
20% – RealEstateInvestmentPortfolio(FRESX)(21Mar16) from CashReserves(FDRXX)
20% – Telecom&Utilities(FIUIX)(14Mar16) from CashReserves(FDRXX)
Jun16 1m+6% 3m+9% 6m+5% 12m-1% 24m+2% 36m+8% 60m+8% 120m+21%
May16 1m-1% 3m+4% 6m-3% 12m-9% 24m-3% 36m-0% 60m-2% 120m+13%
Average annual return since 1/82 11%

Each Thursday on Chuck Jaffee’s The MoneyLife Radio Program podcast a segment by Tom Lydon of ETF Trends is featured. Mr. Lydon presents the ETF of the week. On 11 Aug he featured LMHI, Legg Mason International Low Volatility High Income ETF. It is a new ETF which Mr Lydon thinks has a good future.

Doug Fabian in his 12Aug podcast indicates the next 10 weeks are generally an extremely volatile time in the market. He does not agree with all the experts who claim you should sell everything but says you should be watching your investments carefully. He uses the 200 day moving average of the S&P500 to determine when to sell.

IBD TBP’s Market Pulse is “Confirmed Uptrend”. Time to invest. Thursday the DJIA, S&P500, and the Nasdaq all closed at an all time high. The last time that appeared was December of 1999 – the following year was not a good year.

My current investments:
IRA#1 and IRA#2
SMedicalEquipment&Sytems has a price of 43.12, a sell price of 40.96, a rank of 03, and is a hold. (ETF – IHI current stoploss 135.25)
IRA#2
RealEstatePortfolio has a price of 46.34, a sell price 44.98, a rank of 11, and is a hold. (ETF – REZ current stoploss 64.66)
SGold has a price of 28.12, a sell price 26.71, a rank of 01, and is a hold. (ETF – GLDX I was stopped out of this again)
LatinAmerica has a price of 21.82, a sell price 20.73, a rank of 02, and is a hold. (ETF – BRF current stoploss 16.66)
SElectronics has a price of 84.87, a sell price 80.63, a rank of 04, and is a hold. ( ETF – SMH Current stoploss 60.19).

My portfolio changes this weekend:
IRA #1 – None
IRA #2 – None

My portfolio market exposure after this weekend’s changes:
IRA #1 – 100% invested
IRA #2 – 100% invested

The top 20 (out of 100+ I follow) Fidelity funds (percent deviation, rank & weeks on top 20 list, fund symbol, fund price, fund name, and
%dev increasing last 2 weeks).
This week:
32.52 01-28 FSAGX 28.12 SGold
14.98 02-08 FLATX 21.82 LatinAmerica Yes
14.41 03-18 FSMEX 43.12 SMedicalEquipment&Systems
13.90 04-06 FSELX 84.87 SElectronics
11.98 05-07 FEMEX 8.37 EmergingEMEA
11.15 06-04 FOCPX 87.60 OTCPortfolio Yes
11.07 07-04 FSPTX 130.42 STechnology Yes
10.83 08-07 FTEMX 11.30 TotalEmergingMarkets Yes
10.39 09-04 FSCSX 133.13 SSoftware&ITServices
9.74 10-08 FPBFX 29.43 PacificBasin
9.03 11-15 FRESX 46.34 RealEstateInvestmentPortfolio
9.03 12-03 FEMKX 24.64 EmergingMarkets Yes
8.81 13-01 FNARX 28.62 SNaturalResources Yes
8.44 14-04 FCPGX 20.15 SmallCapGrowth
8.31 15-04 FSDCX 30.69 SCommunicationsEquipment
8.20 16-30 FSTCX 71.80 STelecommunications
8.19 17-01 FSNGX 25.67 SNaturalGas Yes
8.09 18-01 FSENX 42.34 SEnergy Yes
7.94 19-02 FDCPX 73.69 SComputers
7.53 20-03 FSRPX 112.17 SRetailing Yes
Last week
31.48 01-27 FSAGX 27.42 SGold
14.40 02-17 FSMEX 42.79 SMedicalEquipment&Systems
14.19 03-07 FLATX 21.50 LatinAmerica
14.09 04-05 FSELX 84.39 SElectronics Yes
11.73 05-03 FCPGX 20.67 SmallCapGrowth Yes
10.57 06-03 FOCPX 86.63 OTCPortfolio Yes
10.49 07-03 FSPTX 128.98 STechnology Yes
10.46 08-03 FSCSX 132.48 SSoftware&ITServices Yes
9.74 09-14 FRESX 46.42 RealEstateInvestmentPortfolio
9.19 10-06 FEMEX 8.11 EmergingEMEA
9.00 11-06 FTEMX 11.05 TotalEmergingMarkets Yes
8.43 12-29 FSTCX 71.64 STelecommunications
8.32 13-03 FSDCX 30.56 SCommunicationsEquipment Yes
8.10 14-01 FDCPX 73.49 SComputers Yes
8.02 15-07 FPBFX 28.82 PacificBasin
7.67 16-01 FSDAX 124.68 SDefense&Aerospace Yes
7.52 17-01 FNCMX 68.87 NasdaqCompositeIndex Yes
7.51 18-02 FEMKX 24.18 EmergingMarkets Yes
7.43 19-01 FCPEX 12.63 SmallCapEnchancedIndex
7.18 20-02 FSRPX 111.36 SRetailing Yes

IRA#1 is currently invested in:
100% – SMedicalEquipment&Systems(FSMEX)(31May16) from CashReserves(FDRXX)
Jun16 1m+6% 3m+22% 6m+16% 12m-10% 24m+2% 36m+23% 60m+12% 120m-2%
May16 1m-7% 3m+16% 6m+8% 12m-19% 24m+2% 36m+17% 60m+6% 120m-12%
Average annual return since 1/82 11%
IRA#2 is currently invested in:)
20% – LatinAmreica(FLATX)(25Jul16) from JapanSmallerCompaneis(FJSCX)
20% – SGold(FSAGX)(13Jun16) from CashReserves(FDRXX)
20% – SMedicalEquipment&Systems(FSMEX)(31May16) from CashReserves(FDRXX)
20% – RealEstateInvestmentPortfolio(FRESX)(21Mar16) from CashReserves(FDRXX)
20% – Telecom&Utilities(FIUIX)(14Mar16) from CashReserves(FDRXX)
Jun16 1m+6% 3m+9% 6m+5% 12m-1% 24m+2% 36m+8% 60m+8% 120m+21%
May16 1m-1% 3m+4% 6m-3% 12m-9% 24m-3% 36m-0% 60m-2% 120m+13%
Average annual return since 1/82 11%

Note from Monday’s 8/1/16 email from Gary Kaltbaum. http://garykaltbaum.com/another-investment-bank-bearish/. I hope the investment banks are wrong. If you sign up at his web site, gary.com, he will send you a daily market related email.

Each Thursday on Chuck Jaffee’s The MoneyLife Radio Program podcast a segment by Tom Lydon of ETF Trends is featured. Mr. Lydon presents the ETF of the week. On 04 Aug he featured EMB, an emerging markets bond fund denominated in dollars which has a 4.7% yield and he feels has the possibility of growth. He suggests you hold it until the price is exceed by the ETF’s 200 day moving average price but he expects it to be a long term hold.

Consuelo Mack has a PBS show (and website and podcast) called WealthTrack. As part of her 05 August show she talks with Stephen Cucchiaro who claims looking at past markets to figure out the future does not work this time. There have never been a time when 35% of world government bonds have negative yields. He also says the Federal Reserve Board and it’s increasing interest rates in December resulted in the ~15% market decline at the start of 2016. His best investment idea for now is Japan, but for a long term investment he likes
India. There are ~40 Japanese ETFs and ~12 India ETFs.

In the 27 July podcast from Dorsey Wright and Associates (DWA), # 556, Tom Dorsey indicates if the charts are correct the DJIA price objective this time between 20350 to 21700 – depending on the size of the boxes used in the chart. Dorsey and his firm are into Point and Figure Charting exclusively. About 20 of DWA’s momentum models are used as basis of ETFs. Some of the ETFs are PIZ,PIE,DWLV,PYZ,PEZ,PSL,PXI,PFI,PTH,PRN,PTF,PUI PDP,DWAQ,DWAS,DWTR,DWIN,DWAT,FV,and IFV.

IBD TBP’s Market Pulse is “Confirmed Uptrend”. Time to invest.

My current investments:
IRA#1 and IRA#2
SMedicalEquipment&Sytems has a price of 42.79, a sell price of 40.65, a rank of 02, and is a hold. (ETF – IHI current stoploss 134.52)
IRA#2
Telecom&Utilities has a price of 25.75, a sell price 25.23, a rank of 22, and is a sell. (ETF – PUI current stoploss 26.10)
RealEstatePortfolio has a price of 46.42, a sell price 44.98, a rank of 09, and is a hold. (ETF – REZ current stoploss 64.66)
SGold has a price of 27.42, a sell price 26.42, a rank of 01, and is a hold. (ETF – GLDX I was stopped out of this again)
LatinAmerica has a price of 21.50, a sell price 20.43, a rank of 03, and is a hold. (ETF – BRF current stop loss 16.51)
SElectronics has a price of 84.39, a sell price TBD, a rank of 04, and is a buy. ( ETF – SMH ).

My portfolio changes this weekend:
IRA #1 – None
IRA #2 – Sell Telecom&Utilities and buy SElectronics.

My portfolio market exposure after this weekend’s changes:
IRA #1 – 100% invested
IRA #2 – 100% invested

The top 20 (out of 100+ I follow) Fidelity funds (percent deviation, rank & weeks on top 20 list, fund symbol, fund price, fund name, and %dev increasing last 2 weeks).
This week:
31.48 01-27 FSAGX 27.42 SGold
14.40 02-17 FSMEX 42.79 SMedicalEquipment&Systems
14.19 03-07 FLATX 21.50 LatinAmerica
14.09 04-05 FSELX 84.39 SElectronics Yes
11.73 05-03 FCPGX 20.67 SmallCapGrowth Yes
10.57 06-03 FOCPX 86.63 OTCPortfolio Yes
10.49 07-03 FSPTX 128.98 STechnology Yes
10.46 08-03 FSCSX 132.48 SSoftware&ITServices Yes
9.74 09-14 FRESX 46.42 RealEstateInvestmentPortfolio
9.19 10-06 FEMEX 8.11 EmergingEMEA
9.00 11-06 FTEMX 11.05 TotalEmergingMarkets Yes
8.43 12-29 FSTCX 71.64 STelecommunications
8.32 13-03 FSDCX 30.56 SCommunicationsEquipment Yes
8.10 14-01 FDCPX 73.49 SComputers Yes
8.02 15-07 FPBFX 28.82 PacificBasin
7.67 16-01 FSDAX 124.68 SDefense&Aerospace Yes
7.52 17-01 FNCMX 68.87 NasdaqCompositeIndex Yes
7.51 18-02 FEMKX 24.18 EmergingMarkets Yes
7.43 19-01 FCPEX 12.63 SmallCapEnchancedIndex
7.18 20-02 FSRPX 111.36 SRetailing Yes
Last week
35.35 01-26 FSAGX 27.76 SGold
14.71 02-16 FSMEX 42.58 SMedicalEquipment&Systems Yes
13.46 03-04 FSELX 83.30 SElectronics Yes
12.75 04-06 FLATX 21.07 LatinAmerica
12.52 05-13 FRESX 47.35 RealEstateInvestmentPortfolio Yes
10.38 06-28 FSTCX 72.61 STelecommunications
9.73 07-02 FSCSX 130.88 SSoftware&ITServices Yes
9.46 08-05 FEMEX 8.09 EmergingEMEA
9.29 09-02 FOCPX 85.15 OTCPortfolio Yes
9.27 10-30 FIUIX 26.26 Telecom&Utilities
9.24 11-02 FSPTX 126.82 STechnology Yes
8.73 12-05 FTEMX 10.97 TotalEmergingMarkets Yes
8.49 13-01 FJSCX 15.32 JapanSmallerCompanies Yes
8.37 14-04 FSHOX 63.22 SConstruction&Housing Yes
8.29 15-06 FPBFX 28.77 PacificBasin
7.98 16-02 FSDCX 30.33 SCommunicationsEquipment Yes
7.97 17-14 FSUTX 77.02 SUtilities
7.81 18-02 FCPGX 19.82 SmallCapGrowth Yes
7.09 19-01 FSRPX 110.84 SRetailing
6.95 20-01 FEMKX 23.96 EmergingMarkets Yes

IRA#1 is currently invested in:
100% – SMedicalEquipment&Systems(FSMEX)(31May16) from CashReserves(FDRXX)
Jun16 1m+6% 3m+22% 6m+16% 12m-10% 24m+2% 36m+23% 60m+12% 120m-2%
May16 1m-7% 3m+16% 6m+8% 12m-19% 24m+2% 36m+17% 60m+6% 120m-12%
Average annual return since 1/82 11%
IRA#2 is currently invested in:)
20% – LatinAmreica(FLATX)(25Jul16) from JapanSmallerCompaneis(FJSCX)
20% – SGold(FSAGX)(13Jun16) from CashReserves(FDRXX)
20% – SMedicalEquipment&Systems(FSMEX)(31May16) from CashReserves(FDRXX)
20% – RealEstateInvestmentPortfolio(FRESX)(21Mar16) from CashReserves(FDRXX)
20% – Telecom&Utilities(FIUIX)(14Mar16) from CashReserves(FDRXX)
Jun16 1m+6% 3m+9% 6m+5% 12m-1% 24m+2% 36m+8% 60m+8% 120m+21%
May16 1m-1% 3m+4% 6m-3% 12m-9% 24m-3% 36m-0% 60m-2% 120m+13%
Average annual return since 1/82 11%

Consuelo Mack has a PBS show (and website and podcast) called WealthTrack. As part of her 22 July show she talks with Jonathan Clements discussing his new book “How to Think About Money.” He indicates if you want more happiness then 1. concentrate on your spending, 2. college graduates should try to make money first in order to have enough wealth to eventually do what makes you happy, and 3. be extremely frugal. He points you have to plan on 70 years as an adult. His one investment to hold forever is VWO – Vanguard FSTE Emerging Markets ETF.

If you have, or expect a private pension (such as mine from United Technologies) you may want to read an article at http://www.moneyandmarkets.com/bankrupting-pensions-one-basis-point-time-80616 . It states “But the era of ultra-low rates is bankrupting pensions, …”

Yes it is the end of July, but I am slow in completing this report.
Returns for the month of June were mostly positive.
In June IRA#1 6%, IRA#2 6%, PDP PIE PIZ DWAS -2%, QQQ -6%, SPY/RSP -5%, DWTR 3%.
For the last 3 months, IRA#1 22%, IRS#2 9%, PDPetc -1%, QQQ -5%, SPY/RSP -3%, DWTR 5%.
For the last 6 months, IRA#1 16%, IRS#2 5%, PDPetc -0%, QQQ -2%, SPY/RSP 1%, DWTR 2%.
June portfolio changes:
IRA#1 – None – Invested in FSMEX
IRA#2 – Purchased FSAGX 6/13 – Invested in FIUIX, FJSCX, FRESX, FSMEX, FSAGX
PDP PIE PIX DWAS – Sold PIZ 6/14, PIE 6/27 – Invested in PDP, cash
QQQ – Sold QQQ 6/27 – Invested in cash
SPY/RSP – Sold RSP 6/27 – Invested in cash
DWTR – None – Invested in DWTR
When the market declined in June a couple of stoploss orders were executed. The ETF portfolios were updated with a 7% stoploss daily, while the mutual fund accounts were updated with a sell price of 5% weekly. Thus the ETFs are much more susceptible to daily fluctuations.
DWTR – PowerShares DWA Tactical Sector Rotation Portfolio is an ETF which invests in up to 4 of the best performing 9 ETFs which are managed based on sector performance and may invest in cash if the ETFs sector performance is poor. DWTR evaluates the 9 sector ETFs monthly based on relative strength to remain invested in the best 4. Currently DWTR is invested in PowerShares DWA Momentum Portfolios PYZ – Basic Materials, PSL – Consumer Staples, PUI – Utilites, and PTF – Technology. Stocks in each sector ETF are changed quarterly based on the relative strength of stocks within the appropriate sector.

IBD TBP’s Market Pulse is “Confirmed Uptrend”. Time to invest. One investing concern the coming election. Past elections have generally produced a down market for the first year following the election. I think you should be ready to sell.

My current investments:
IRA#1 and IRA#2
SMedicalEquipment&Sytems has a price of 42.58, a sell price of 40.45, a rank of 02, and is a hold. (ETF – IHI current stoploss 133.83)
IRA#2
Telecom&Utilities has a price of 26.26, a sell price 25.23, a rank of 10, and is a hold. (ETF – PUI current stoploss 26.10)
RealEstatePortfolio has a price of 47.35, a sell price 44.98, a rank of 05, and is a hold. (ETF – REZ current stoploss 64.66)
SGold has a price of 27.76, a sell price 26.42, a rank of 01, and is a hold. (ETF – GLDX I was stopped out of this again)
LatinAmerica has a price of 21.07, a sell price 20.02, a rank of 04, and is a hold. (ETF – BRF current stop loss 15.84)

My portfolio changes this weekend:
IRA #1 – None
IRA #2 – None

My portfolio market exposure after this weekend’s changes:
IRA #1 – 100% invested
IRA #2 – 100% invested

The top 20 (out of 100+ I follow) Fidelity funds (percent deviation, rank & weeks on top 20 list, fund symbol, fund price, fund name, and %dev increasing last 2 weeks).
This week:
35.35 01-26 FSAGX 27.76 SGold
14.71 02-16 FSMEX 42.58 SMedicalEquipment&Systems Yes
13.46 03-04 FSELX 83.30 SElectronics Yes
12.75 04-06 FLATX 21.07 LatinAmerica
12.52 05-13 FRESX 47.35 RealEstateInvestmentPortfolio Yes
10.38 06-28 FSTCX 72.61 STelecommunications
9.73 07-02 FSCSX 130.88 SSoftware&ITServices Yes
9.46 08-05 FEMEX 8.09 EmergingEMEA
9.29 09-02 FOCPX 85.15 OTCPortfolio Yes
9.27 10-30 FIUIX 26.26 Telecom&Utilities
9.24 11-02 FSPTX 126.82 STechnology Yes
8.73 12-05 FTEMX 10.97 TotalEmergingMarkets Yes
8.49 13-01 FJSCX 15.32 JapanSmallerCompanies Yes
8.37 14-04 FSHOX 63.22 SConstruction&Housing Yes
8.29 15-06 FPBFX 28.77 PacificBasin
7.98 16-02 FSDCX 30.33 SCommunicationsEquipment Yes
7.97 17-14 FSUTX 77.02 SUtilities
7.81 18-02 FCPGX 19.82 SmallCapGrowth Yes
7.09 19-01 FSRPX 110.84 SRetailing
6.95 20-01 FEMKX 23.96 EmergingMarkets Yes
Last week
29.91 01-25 FSAGX 26.15 SGold
14.22 02-05 FLATX 21.20 LatinAmerica Yes
13.02 03-15 FSMEX 41.63 SMedicalEquipment&Systems
12.50 04-12 FRESX 47.03 RealEstateInvestmentPortfolio
11.68 05-03 FSELX 81.41 SElectronics Yes
11.30 06-27 FSTCX 72.81 STelecommunications
11.06 07-29 FIUIX 26.56 Telecom&Utilities Yes
9.89 08-13 FSUTX 78.06 SUtilities
8.96 09-01 FSCSX 129.30 SSoftware&ITServices Yes
8.63 10-04 FTEMX 10.91 TotalEmergingMarkets Yes
8.16 11-03 FSHOX 62.82 SConstruction&Housing Yes
7.96 12-04 FEMEX 7.94 EmergingEMEA
7.83 13-01 FSDCX 30.16 SCommunicationsEquipment Yes
7.36 14-06 FSDIX 15.02 StrategicDividend&Income Yes
7.34 15-01 FSHCX 89.53 SHealthCareServices Yes
7.34 16-01 FSPTX 124.01 STechnology Yes
7.21 17-01 FCPGX 19.63 SmallCapGrowth Yes
7.11 18-02 FARNX 11.73 EventDrivenOpportunities Yes
6.83 19-01 FOCPX 82.83 OTCPortfolio Yes
6.79 20-05 FPBFX 28.25 PacificBasin

IRA#1 is currently invested in:
100% – SMedicalEquipment&Systems(FSMEX)(31May16) from CashReserves(FDRXX)
Jun16 1m+6% 3m+22% 6m+16% 12m-10% 24m+2% 36m+23% 60m+12% 120m-2%
May16 1m-7% 3m+16% 6m+8% 12m-19% 24m+2% 36m+17% 60m+6% 120m-12%
Average annual return since 1/82 11%
IRA#2 is currently invested in:)
20% – LatinAmreica(FLATX)(25Jul16) from JapanSmallerCompaneis(FJSCX)
20% – SGold(FSAGX)(13Jun16) from CashReserves(FDRXX)
20% – SMedicalEquipment&Systems(FSMEX)(31May16) from CashReserves(FDRXX)
20% – RealEstateInvestmentPortfolio(FRESX)(21Mar16) from CashReserves(FDRXX)
20% – Telecom&Utilities(FIUIX)(14Mar16) from CashReserves(FDRXX)
Jun16 1m+6% 3m+9% 6m+5% 12m-1% 24m+2% 36m+8% 60m+8% 120m+21%
May16 1m-1% 3m+4% 6m-3% 12m-9% 24m-3% 36m-0% 60m-2% 120m+13%
Average annual return since 1/82 11%

Consuelo Mack has a PBS show (and website and podcast) called WealthTrack. At the start of the show on 15July she quotes from Lewis Carroll’s “Alice’s Adventures in Wonderland” with the Cheshire cat telling Alice “We are all mad here” and Alice saying “It would so nice if something made sense for a change”.  Ms. Mack then goes on to interview Brugere-Trelat and Trennert on the long-term consequences of Brexit. The two investment managers have some interesting opinions and suggestions for investments.

IBD TBP’s Market Pulse is “Confirmed Uptrend”. Time to invest. IBD had 5 suggestions for stocks near their buy point – Broadcom – AVGO, Salesforce – CRM, Adobe – ADBE, Smith&Wesson – SWCH, and Home Depot – HD.

My current investments:
IRA#1 and IRA#2
SMedicalEquipment&Sytems has a price of 41.63, a sell price of 39.55, a rank of 03, and is a hold. (ETF – IHI current stoploss 132.04)
IRA#2
Telecom&Utilities has a price of 26.56, a sell price 25.23, a rank of 07, and is a hold. (ETF – PUI current stoploss 26.10)
RealEstatePortfolio has a price of 47.03, a sell price 44.08, a rank of 04, and is a hold. (ETF – REZ current stoploss 64.66)
JapanSmallerCompanies has a price of 14.64, a sell price 14.25, a rank of 29, and is a sell – it has been held for 90+ days thus no extra fees. (ETF – SCJ current stoploss 58.34)
SGold has a price of 26.15, a sell price 26.42, a rank of 01, and is a hold. (ETF – GLDX I was stopped out of this again)
SLatinAmdrica has a price of 21.20, a sell price TBD, a rank of 02, and is a buy. (ETF – BRF) I could not find an ETF which is like SLatinAmerica, but BRF is sort of close.

My portfolio changes this weekend:
IRA #1 – None
IRA #2 – Investing in LatinAmerica and selling JapanSamllerCompanies.

My portfolio market exposure after this weekend’s changes:
IRA #1 – 100% invested
IRA #2 – 100% invested

The top 20 (out of 100+ I follow) Fidelity funds (percent deviation, rank & weeks on top 20 list, fund symbol, fund price, fund name, and %dev increasing last 2 weeks).
This week:
29.91 01-25 FSAGX 26.15 SGold
14.22 02-05 FLATX 21.20 LatinAmerica Yes
13.02 03-15 FSMEX 41.63 SMedicalEquipment&Systems
12.50 04-12 FRESX 47.03 RealEstateInvestmentPortfolio
11.68 05-03 FSELX 81.41 SElectronics Yes
11.30 06-27 FSTCX 72.81 STelecommunications
11.06 07-29 FIUIX 26.56 Telecom&Utilities Yes
9.89 08-13 FSUTX 78.06 SUtilities
8.96 09-01 FSCSX 129.30 SSoftware&ITServices Yes
8.63 10-04 FTEMX 10.91 TotalEmergingMarkets Yes
8.16 11-03 FSHOX 62.82 SConstruction&Housing Yes
7.96 12-04 FEMEX 7.94 EmergingEMEA
7.83 13-01 FSDCX 30.16 SCommunicationsEquipment Yes
7.36 14-06 FSDIX 15.02 StrategicDividend&Income Yes
7.34 15-01 FSHCX 89.53 SHealthCareServices Yes
7.34 16-01 FSPTX 124.01 STechnology Yes
7.21 17-01 FCPGX 19.63 SmallCapGrowth Yes
7.11 18-02 FARNX 11.73 EventDrivenOpportunities Yes
6.83 19-01 FOCPX 82.83 OTCPortfolio Yes
6.79 20-05 FPBFX 28.25 PacificBasin
Last week
36.69 01-24 FSAGX 27.08 SGold
12.82 02-14 FSMEX 41.27 SMedicalEquipment&Systems
12.47 03-04 FLATX 20.72 LatinAmerica
11.67 04-26 FSTCX 72.62 STelecommunications Yes
11.29 05-11 FRESX 46.22 RealEstateInvestmentPortfolio
10.91 06-28 FIUIX 26.37 Telecom&Utilities
10.05 07-02 FSELX 79.73 SElectronics Yes
9.53 08-12 FSUTX 77.40 SUtilities
8.96 09-03 FEMEX 7.98 EmergingEMEA Yes
8.43 10-03 FTEMX 10.84 TotalEmergingMarkets
7.72 11-01 FFGCX 10.65 GlobalCommodity Stock
7.50 12-02 FSHOX 62.17 SConstruction&Housing Yes
7.24 13-02 FSCGX 39.74 SIndustrialEquipment Yes
7.18 14-04 FPBFX 28.25 PacificBasin Yes
7.13 15-01 FSNGX 25.12 SNaturalGas
6.95 16-06 FDFAX 99.48 SConsumerStaples
6.92 17-05 FSDIX 14.90 StrategicDividend&Income Yes
6.81 18-01 FSCHX 143.82 SChemicals Yes
6.78 19-01 FARNX 11.65 EventDrivenOpportunities Yes
6.55 20-01 FEMKX 23.70 EmergingMarkets

 

IRA#1 is currently invested in:
100% – SMedicalEquipment&Systems(FSMEX)(31May16) from CashReserves(FDRXX)
May16 1m-7% 3m+16% 6m+8% 12m-19% 24m+2% 36m+17% 60m+6% 120m-12%
Apr16 1m+24% 3m+24% 6m+11% 12m-12% 24m+10% 36m+15% 60m+6% 120m-6%
Average annual return since 1/82 11%
IRA#2 is currently invested in:)
20% – LatinAmreica(FLATX)(25Jul16) from JapanSmallerCompaneis(FJSCX)
20% – SGold(FSAGX)(13Jun16) from CashReserves(FDRXX)
20% – SMedicalEquipment&Systems(FSMEX)(31May16) from CashReserves(FDRXX)
20% – RealEstateInvestmentPortfolio(FRESX)(21Mar16) from CashReserves(FDRXX)
20% – Telecom&Utilities(FIUIX)(14Mar16) from CashReserves(FDRXX)
May16 1m-1% 3m+4% 6m-3% 12m-9% 24m-3% 36m-0% 60m-2% 120m+13%
Apr16 1m+3% 3m+5% 6m-3% 12m-6% 24m-1% 36m+2% 60m-4% 120m+12%
Average annual return since 1/82 11%