Month: July 2020

Not a good week, a poor week. The sum of all the deviations has been 836, 856, and now 735 – not up 2 weeks in a row – not a buy week.
The number of funds I rate as a buy over the last 3 weeks has been 62, 36, and now 29.

Pacer Trendpilot ETFs offer funds which switch to T-Bills anytime the index they follow declines below the index 200 day average.
Currently their holdings are:
PTLC Pacer Trendpilot US Large Cap ETF follow the S&P500 index and is 100% in equities as of 03Jun.
PTMC Pacer Trendpilot US Mid Cap ETF follows the S&P MidCap 400 index and is 100% in equities as of 19Jun.
PTNQ Pacer Trendpilot 100 ETF follows the NASDAQ-100 index and is 100% invested in equities as of 17Apr.
I am currently invested in PTNQ.
Over the last 12 month PTNQ was up 21% and the index (QQQ) it follows was up 33%. From Nov through Mar PTNQ was invested in treasury bills.

If you are subject to the Required Minimum Distribution from a Traditional IRA there is an option or two you may want to consider.
1. Any traditional IRA distribution taken out as part of the expected RMD earlier this year may be paid back to the same IRA before 31Aug20 and thus be treated as a rollover with tax on the distribution eliminated.
2. Any traditional IRA distribution taken out later may be rolled over to a ROTH IRA following normal rollover rules since there is no RMD this year.
Yes, taxes must be paid on this distribution but it will remove some RMD amount and the taxes on it next year.
There are 100 days left until the election and who knows what happens then. Even the Trump tax cuts for individuals expire after 2025.

An interesting article https://www.bloomberg.com/news/articles/2020-07-22/insiders-who-nailed-market-bottom-are-starting-to-sell-stocks

IRA#1
BlueChipGrowth has a price of 133.13, a sell price 129.85, a rank of 03, and is a hold. (ETF – IWF, VONG)

IRA#2
BlueChipGrowth has a price of 133.13, a sell price 129.85, a rank of 03, and is a hold. (ETF – IWF, VONG)
EmergingAsia has a price of 56.79, a sell price 54.39, a rank of 02, and is a BUY. (ETF – FNI, SMIN) –

My investment changes this weekend:
IRA #1 – none
IRA #2 – none

My mutual fund portfolio market exposure after this weekend’s changes:
IRA #1 – 100% invested
IRA #2 – 40% invested

The top 20 (out of 100+ I follow) Fidelity funds (percent deviation, rank & weeks on top 20 list, fund symbol, fund price, fund name, and %dev
increasing for last 2 weeks).
32.41 01-18 FSAGX 34.38 SGold YES
22.39 02-08 FSEAX 56.79 EmergingAsia NO
18.73 03-13 FHKCX 47.14 ChinaRegion NO
18.64 04-16 FBGRX 133.13 BlueChipGrowth NO
17.95 05-02 FTEKX 13.28 DisruptiveTechnology NO
16.62 06-09 FSRPX 19.77 SRetailing NO
16.61 07-21 FOCPX 15.10 OTCPortfolio NO
16.29 08-01 FSESX 12.50 SEnergyServices YES
15.94 09-27 FSPTX 23.40 STechnology NO
15.90 10-16 FIFNX 14.20 Founders NO
15.39 11-04 FTRNX 126.06 Trend NO
14.92 12-09 FNCMX 130.64 NasdaqCompositeIndex NO
14.41 13-02 FSMEX 67.01 SMedicalTechnologyandDevices YES
14.26 14-01 FEMKX 37.58 EmergingMarkets NO
13.93 15-11 FDSVX 46.91 GrowthDiscovery NO
13.64 16-11 FTQGX 29.58 FocusedStock NO
12.99 17-07 FSCSX 23.02 SSoftware&ITServices NO
12.97 18-02 FWWFX 31.07 Worldwide NO
12.84 19-07 FLGEX 24.37 LargeCapGrowthEnhancedIndex NO
12.83 20-01 FCNTX 15.48 Contrafund NO
Last Week
25.89 01-17 FSAGX 32.13 SGold YES
22.47 02-07 FSEAX 56.16 EmergingAsia NO
21.10 03-15 FBGRX 134.56 BlueChipGrowth NO
19.78 04-12 FHKCX 47.09 ChinaRegion NO
18.63 05-01 FTEKX 13.23 DisruptiveTechnology NO
18.49 06-20 FOCPX 15.21 OTCPortfolio NO
18.32 07-26 FSPTX 23.68 STechnology NO
17.39 08-08 FNCMX 132.40 NasdaqCompositeIndex NO
17.17 09-03 FTRNX 126.97 Trend NO
17.12 10-15 FIFNX 14.23 Founders NO
16.04 11-08 FSRPX 19.50 SRetailing NO
15.80 12-10 FDSVX 47.33 GrowthDiscovery NO
15.41 13-06 FBIOX 24.68 SBiotechnology NO
15.08 14-10 FTQGX 29.74 FocusedStock NO
14.37 15-01 FSMEX 66.48 SMedicalTechnologyandDevices YES
14.31 16-06 FLGEX 24.52 LargeCapGrowthEnhancedIndex NO
14.18 17-06 FCNTX 15.56 Contrafund NO
14.06 18-06 FSCSX 23.08 SSoftware&ITServices NO
13.97 19-01 FWWFX 31.13 Worldwide NO
13.70 20-04 FDCAX 37.57 CapitalAppreciation NO

IRA#1 is currently invested in:
100% – BlueChipGrowth(FBGRX)(01Jun20) from Cash(23Mar20)
Mar20 1m-21% 3m-31% 6m-17% 12m-17% 24m-25%
IRA#2 is currently invested in:
20% – BlueChipGrowth(FBGRX)(01Jun20) from Cash(23Mar20)
20% – Cash(13Jul20) from SEnergyServices(FSESX)(08Jun20)
20% – EmergingAsia(FSEAX)(13Jul20) from Cash(03Feb20)
20% – Cash(02Mar20) from STechnology(21Jan20)
20% – Cash(02Mar20) from SWireless(21Oct19)
Mar20 1m-3% 3m-7% 6m-0% 12m+0% 24m-4%

Sorry for the latest of this report. I had a problem or two which prevented me from finishing it on time.

A good week, a good week. The sum of all the deviations has been 658, 725, and now 846 – up 2 weeks in a row – a buy week.
The number of funds I rate as a buy over the last 3 weeks has been 04, 62, and now 36.

It looks like the upward trend may be slowing. If I had be on time this report I would have invested in SGold, but now plan to wait at this time to see how the week ends.

IRA#1
BlueChipGrowth has a price of 134.56, a sell price 129.85, a rank of 03, and is a hold. (ETF – IWF, VONG)

IRA#2
BlueChipGrowth has a price of 134.56, a sell price 129.85, a rank of 03, and is a hold. (ETF – IWF, VONG)
EmergingAsia has a price of 56.16, a sell price 54.39, a rank of 02, and is a BUY. (ETF – FNI, SMIN) –

My investment changes this weekend:
IRA #1 – none
IRA #2 – none

My mutual fund portfolio market exposure after this weekend’s changes:
IRA #1 – 100% invested
IRA #2 – 40% invested

The top 20 (out of 100+ I follow) Fidelity funds (percent deviation, rank & weeks on top 20 list, fund symbol, fund price, fund name, and %dev
increasing for last 2 weeks).
25.89 01-17 FSAGX 32.13 SGold YES
22.47 02-07 FSEAX 56.16 EmergingAsia NO
21.10 03-15 FBGRX 134.56 BlueChipGrowth NO
19.78 04-12 FHKCX 47.09 ChinaRegion NO
18.63 05-01 FTEKX 13.23 DisruptiveTechnology NO
18.49 06-20 FOCPX 15.21 OTCPortfolio NO
18.32 07-26 FSPTX 23.68 STechnology NO
17.39 08-08 FNCMX 132.40 NasdaqCompositeIndex NO
17.17 09-03 FTRNX 126.97 Trend NO
17.12 10-15 FIFNX 14.23 Founders NO
16.04 11-08 FSRPX 19.50 SRetailing NO
15.80 12-10 FDSVX 47.33 GrowthDiscovery NO
15.41 13-06 FBIOX 24.68 SBiotechnology NO
15.08 14-10 FTQGX 29.74 FocusedStock NO
14.37 15-01 FSMEX 66.48 SMedicalTechnologyandDevices YES
14.31 16-06 FLGEX 24.52 LargeCapGrowthEnhancedIndex NO
14.18 17-06 FCNTX 15.56 Contrafund NO
14.06 18-06 FSCSX 23.08 SSoftware&ITServices NO
13.97 19-01 FWWFX 31.13 Worldwide NO
13.70 20-04 FDCAX 37.57 CapitalAppreciation NO
Last Week
26.34 01-06 FSEAX 57.25 EmergingAsia YES
25.29 02-16 FSAGX 31.54 SGold YES
24.41 03-11 FHKCX 48.40 ChinaRegion YES
24.39 04-14 FBGRX 136.68 BlueChipGrowth YES
22.25 05-25 FSPTX 24.23 STechnology YES
20.27 06-14 FIFNX 14.48 Founders YES
19.76 07-07 FNCMX 133.84 NasdaqCompositeIndex YES
19.29 08-02 FTRNX 128.09 Trend YES
17.75 09-05 FSCSX 23.65 SSoftware&ITServices YES
17.71 10-09 FDSVX 47.71 GrowthDiscovery YES
16.85 11-07 FSRPX 19.47 SRetailing YES
16.59 12-05 FCNTX 15.77 Contrafund YES
16.12 13-05 FLGEX 24.72 LargeCapGrowthEnhancedIndex YES
16.04 14-19 FOCPX 14.75 OTCPortfolio NO
15.73 15-09 FTQGX 29.67 FocusedStock YES
15.62 16-01 FEMKX 37.47 EmergingMarkets YES
14.63 17-01 FPBFX 37.10 PacificBasin YES
14.22 18-03 FDCAX 37.47 CapitalAppreciation YES
14.16 19-01 FBMPX 70.51 SCommunicationServices YES
13.71 20-05 FBIOX 24.12 SBiotechnology NO

IRA#1 is currently invested in:
100% – BlueChipGrowth(FBGRX)(01Jun20) from Cash(23Mar20)
Mar20 1m-21% 3m-31% 6m-17% 12m-17% 24m-25%
IRA#2 is currently invested in:
20% – BlueChipGrowth(FBGRX)(01Jun20) from Cash(23Mar20)
20% – Cash(13Jul20) from SEnergyServices(FSESX)(08Jun20)
20% – EmergingAsia(FSEAX)(13Jul20) from Cash(03Feb20)
20% – Cash(02Mar20) from STechnology(21Jan20)
20% – Cash(02Mar20) from SWireless(21Oct19)
Mar20 1m-3% 3m-7% 6m-0% 12m+0% 24m-4%

I should have said more last week when FIDELITY FAILED to publish the fund prices. It was not a buy week anyway. It took me until Wednesday evening to get the right prices.

A good week, a very good week. The sum of all the deviations has been 325, 658, and now 725 – up 2 weeks in a row – a buy week.
The number of funds I rate as a buy over the last 3 weeks has been 03, 04, and now 62.

Pacer Trendpilot ETFs offer funds which switch to T-Bills anytime the index they follow declines below the index 200 day average.
Currently their holdings are:
PTLC Pacer Trendpilot US Large Cap ETF follow the S&P500 index and is 100% in equities as of 03Jun.
PTMC Pacer Trendpilot US Mid Cap ETF follows the S&P MidCap 400 index and is 100% in Treasury Bills as of 19Jun.
PTNQ Pacer Trendpilot 100 ETF follows the NASDAQ-100 index and is 100% invested in equities as of 17Apr.
I am currently invested in PTNQ.
Over the last 12 month PTNQ was up 25% and the index (QQQ) it follows was up 38%. From Nov through Mar PTNQ was invested in treasury bills.

I really think the future of the market is based on the election projections and of course the government dumping more, and more money on their programs.

IRA#1
BlueChipGrowth has a price of 136.68, a sell price 129.85, a rank of 04, and is a hold. (ETF – IWF, VONG)

IRA#2
BlueChipGrowth has a price of 136.68, a sell price 129.85, a rank of 04, a rank of 03, and is a hold. (ETF – IWF, VONG)
SEnergySevices has a price of 11.34, a sell price 13.28, a rank of 60, and is a SELL. This was sure a bad purchase.
EmergingAsia has a price of 57.25, a sell price TBD, a rank of 01, and is a BUY. (ETF – FNI, SMIN) – Previously I had suggested another ETF -CHNA- but the volume was so low I could not enter a market order.

My investment changes this weekend:
IRA #1 – none
IRA #2 – Buy EmergingAsia, Sell SEnergyServices

My mutual fund portfolio market exposure after this weekend’s changes:
IRA #1 – 100% invested
IRA #2 – 40% invested

The top 20 (out of 100+ I follow) Fidelity funds (percent deviation, rank & weeks on top 20 list, fund symbol, fund price, fund name, and %dev increasing last 2 weeks).
26.34 01-06 FSEAX 57.25 EmergingAsia YES
25.29 02-16 FSAGX 31.54 SGold YES
24.41 03-11 FHKCX 48.40 ChinaRegion YES
24.39 04-14 FBGRX 136.68 BlueChipGrowth YES
22.25 05-25 FSPTX 24.23 STechnology YES
20.27 06-14 FIFNX 14.48 Founders YES
19.76 07-07 FNCMX 133.84 NasdaqCompositeIndex YES
19.29 08-02 FTRNX 128.09 Trend YES
17.75 09-05 FSCSX 23.65 SSoftware&ITServices YES
17.71 10-09 FDSVX 47.71 GrowthDiscovery YES
16.85 11-07 FSRPX 19.47 SRetailing YES
16.59 12-05 FCNTX 15.77 Contrafund YES
16.12 13-05 FLGEX 24.72 LargeCapGrowthEnhancedIndex YES
16.04 14-19 FOCPX 14.75 OTCPortfolio NO
15.73 15-09 FTQGX 29.67 FocusedStock YES
15.62 16-01 FEMKX 37.47 EmergingMarkets YES
14.63 17-01 FPBFX 37.10 PacificBasin YES
14.22 18-03 FDCAX 37.47 CapitalAppreciation YES
14.16 19-01 FBMPX 70.51 SCommunicationServices YES
13.71 20-05 FBIOX 24.12 SBiotechnology NO
Last Week
21.54 01-05 FSEAX 54.31 EmergingAsia NO
21.02 02-15 FSAGX 30.06 SGold YES
20.34 03-13 FBGRX 130.53 BlueChipGrowth NO
19.20 04-24 FSPTX 23.35 STechnology NO
18.63 05-10 FHKCX 45.56 ChinaRegion NO
17.82 06-05 FTEKX 12.99 DisruptiveTechnology NO
17.70 07-13 FIFNX 14.02 Founders NO
17.03 08-18 FOCPX 14.75 OTCPortfolio NO
16.32 09-06 FNCMX 128.64 NasdaqCompositeIndex NO
16.29 10-01 FTRNX 123.60 Trend NO
16.25 11-04 FSCSX 23.13 SSoftware&ITServices NO
15.41 12-01 FNETX 14.01 DisruptiveCommunications NO
14.93 13-06 FSRPX 18.98 SRetailing NO
14.76 17-08 FDSVX 46.08 GrowthDiscovery NO
14.73 15-04 FBIOX 24.16 SBiotechnology NO
13.86 16-08 FTQGX 28.95 FocusedStock NO
13.44 17-04 FCNTX 15.21 Contrafund NO
13.32 18-04 FLGEX 23.92 LargeCapGrowthEnhancedIndex NO
12.21 19-02 FWWFX 30.24 Worldwide NO
11.86 20-02 FDCAX 36.42 CapitalAppreciation NO

IRA#1 is currently invested in:
100% – BlueChipGrowth(FBGRX)(01Jun20) from Cash(23Mar20)
Mar20 1m-21% 3m-31% 6m-17% 12m-17% 24m-25%
IRA#2 is currently invested in:
20% – BlueChipGrowth(FBGRX)(01Jun20) from Cash(23Mar20)
20% – Cash(13Jul20 from SEnergyServices(FSESX)(08Jun20)
20% – EmergingAsia(FSEAX)(13Jul20) from Cash(03Feb20)
20% – Cash(02Mar20) from STechnology(21Jan20)
20% – Cash(02Mar20) from SWireless(21Oct19)
Mar20 1m-3% 3m-7% 6m-0% 12m+0% 24m-4%