Month: June 2019

An OK week, not a buy week. The sum of all the deviations has been 493, 708, and now 652 – not up 2 weeks in a row.
The number of funds I rate as a buy over the last 3 weeks has been 62, 54, and now 38.
In reviewing some of the market indicators:
SPY (S&P500 ETF) is 2% above its 50 day moving average,
QQQ (Nasdaq 100 ETF) is 2% above its 50 day moving average,
IWM (Russell 2000 ETF) is 1% above its 50 day moving average,
SPY, QQQ and IWM are above their 200 day moving average.
The sum of the deviations is positive.
Not a time to buy – Sum of all deviations is not up 2 weeks in a row.

I sent a copy of this webinar archive to many people this week so this may be a duplicate. Anyway, if you, friends, parents, kids, relatives, etc. have an IRA, changes are coming when tax rates change and IRAs are inherited. Based on what James says, it is the insurance companies which are pushing it so they can sell more annuities. Anyway some of his tax saving suggestions are based on current tax rates which possibly will end in two or six years. James has an interesting story on when he converted his traditional IRAs to Roth IRAs. In ’98 he was running his Pittsburgh CPA income tax preparation business on the second floor above a pizza shop. In February the pizza shop caught fire and burned the building down. He and his wife decided with a lower income that year to convert all their IRAs to Roths. https://www.youtube.com/watch?v=ut1i9cxpTXI
Webinar archive: http://events.genndi.com/r/3/0/replay/169105139238457339/08352f1ecd/0/134041447

IRA#1
SGold has a price of 21.68, a sell price 20.60, a rank of 01, and is a hold. (ETF – GDX, GLD)
IRA#2
SITServices has a price of 71.60, a sell price 68.02, a rank of 03, and is a hold. (ETF – PSJ, FTXL)
SDefense&Aerospace has a price of 17.86, a sell price 16.97, a rank of 07, and is a hold. (ETF – ITA, XAR)
SGold has a price of 21.68, a sell price 20.60, a rank of 01, and is a hold. (ETF – GDX, GLD)
LatinAmerica has a price of 26.17, a sell price 25.00, a rank of 12, and is a hold. (ETF – EWZS, AGT)

My investment changes this weekend:
IRA #1 – None
IRA #2 – None
My mutual fund portfolio market exposure after this weekend’s changes:
IRA #1 – 100% invested
IRA #2 – 80% invested

The top 20 (out of 100+ I follow) Fidelity funds (percent deviation, rank & weeks on top 20 list, fund symbol, fund price, fund name, and %dev increasing last 2 weeks).
%Dev Rnk SYMB Price Fund Name 2wk UP?
01-05 19.11 FSAGX 21.68 SGold YES
02-02 12.74 FSELX 10.02 SSemiconductors YES
03-25 10.72 FBSOX 71.43 SITServices NO
04-07 9.84 FSPCX 63.10 SInsurance NO
05-19 9.77 FSPTX 17.16 STechnology NO
06-12 9.74 FSHOX 58.11 SConstructionandHousing YES
07-02 9.32 FSDAX 17.86 SDefense&Aerospace NO
08-01 9.31 FSDPX 69.95 SMaterials YES
09-02 9.24 FHKCX 34.56 ChinaRegion YES
10-01 9.16 FSCHX 13.03 SChemicals NO
11-02 9.08 FSMEX 56.48 SMedicalEquipment&Systems YES
12-02 8.98 FLATX 26.17 LatinAmerica NO
13-01 8.83 FSMVX 22.53 MidCapValue YES
14-18 8.68 FSCSX 18.52 SSoftware&ITServices NO
15-02 8.65 FFGCX 12.61 GlobalCommodity Stock YES
16-07 8.50 FIVFX 21.95 InternationalCapApp NO
17-03 8.47 FEMEX 10.15 EmergingEMEA NO
18-01 8.31 FSLEX 25.56 SEnvironmental&AltEnergy YES
19-01 8.31 FSVLX 16.93 SConsumerFinance YES
20-08 8.29 FTRNX 106.29 Trend NO
Last Week
18.33 01-04 FSAGX 21.32 SGold YES
11.61 02-24 FBSOX 71.60 SITServices NO
10.60 03-18 FSPTX 17.20 STechnology NO
10.18 04-17 FSCSX 18.69 SSoftware&ITServices NO
10.13 05-01 FLATX 26.32 LatinAmerica YES
10.09 06-06 FSPCX 62.92 SInsurance NO
9.51 07-11 FSHOX 57.69 SConstructionandHousing YES
9.43 08-01 FSDAX 17.79 SDefense&Aerospace NO
9.34 09-05 FSUTX 92.51 SUtilities YES
9.31 10-01 FSELX 9.65 SSemiconductors NO
9.28 11-02 FEMEX 10.18 EmergingEMEA YES
9.23 12-07 FTRNX 106.75 Trend NO
8.94 13-01 FSMEX 56.14 SMedicalEquipment&Systems YES
8.83 14-06 FIVFX 21.92 InternationalCapApp NO
8.48 15-06 FRESX 45.94 RealEstateInvestment YES
8.38 16-01 FHKCX 34.12 ChinaRegion YES
8.26 17-15 FTQGX 25.41 FocusedStock NO
8.14 18-03 FDFFX 37.50 Independence NO
8.11 19-01 FFGCX 12.49 GlobalCommodity Stock YES
7.97 20-01 FEMKX 32.06 EmergingMarkets NO

It will be some time before I get all of the % returns correct.
IRA#1 is currently invested in:
100% – SGold(FSAGX)(17Jun19) from Cash(13May19)
May19 1m-7% 3m-9% 6m-16% 12m-19% 24m+na% 36m+na% 60m+na% 120m+na%
Average annual return since 1/82 na%
IRA#2 is currently invested in:
20% – Cash(20May19) from SSemiconductors(FSELX)(15Apr19)
20% – LatinAmerica(FLATX(24Jun19) from Cash(13May19)
20% – SGold(FSAGX)(17Jun19) from Cash(13May19)
20% – SDefense&Aerospace(FSDAX)(25Feb19) from Cash(24Sep18)
20% – SITServices(FBSOX)(28Jan19) from Cash(15Oct18)
May19 1m-6% 3m-4% 6m-4% 12m-8% 24m+na% 36m+na% 60m+na% 120m+na%
Average annual return since 1/82 na%
ETFs
PTNQ May19 1m-8% 3m+1% 6m+1% 12m+1%
QQQ May19 1m-8% 3m-0% 6m+3% 12m+3%
TQQQ May19 1m-24% 3m-2% 6m-1% 12m-10%

A good week, a buy week. The sum of all the deviations has been 479, 493, and now 708 – up 2 weeks in a row.
The number of funds I rate as a buy over the last 3 weeks has been 08, 62, and now 54.
In reviewing some of the market indicators:
SPY (S&P500 ETF) is 2% above its 50 day moving average,
QQQ (Nasdaq 100 ETF) is 3% above its 50 day moving average,
IWM (Russell 2000 ETF) is 0% below its 50 day moving average,
SPY, QQQ and IWM are above their 200 day moving average.
The sum of the deviations is positive.
A time to buy – Sum of all deviations is up 2 weeks in a row.

Last week I received a message from IBD – Investors Business Daily – on 5 stocks to watch. Disney (DIS) and Comcast (CMCSA) lead five top stocks to watch this week working on shallow bases as the stock market uptrend takes a breather. Cadence Design Systems (CDNS), TransDigm (TDG) and Estee Lauder (EL) round out the top five. During the week CDNS was up 5.4%, TDG was up 5.2%, CMCSA was up 3.0%, EL was up 2.5%, and Disney was down 1.0%. Friday IBD’s Stock of the day was RPD – the stock of the day is free on their web site – www.investors.com.

IRA#1
SGold has a price of 21.32, a sell price 20.25, a rank of 01, and is a hold. (ETF – GDX, GLD)
IRA#2
SITServices has a price of 71.60, a sell price 68.02, a rank of 02, and is a hold. (ETF – PSJ, FTXL)
SDefense&Aerospace has a price of 17.79, a sell price 16.90, a rank of 08, and is a hold. (ETF – ITA, XAR)
SGold has a price of 21.32, a sell price 20.25, a rank of 01, and is a hold. (ETF – GDX, GLD)
LatinAmerica has a price of 26.32, a sell price TBD, a rank of 05, and is a buy (ETF – EWZS, AGT)

My investment changes this weekend:
IRA #1 – None
IRA #2 – invest 20% in LatinAmerica

My mutual fund portfolio market exposure after this weekend’s changes:
IRA #1 – 100% invested
IRA #2 – 80% invested

The top 20 (out of 100+ I follow) Fidelity funds (percent deviation, rank & weeks on top 20 list, fund symbol, fund price, fund name, and %dev increasing last 2 weeks).
%Dev Rnk SYMB Price Fund Name 2wk UP?
18.33 01-04 FSAGX 21.32 SGold YES
11.61 02-24 FBSOX 71.60 SITServices NO
10.60 03-18 FSPTX 17.20 STechnology NO
10.18 04-17 FSCSX 18.69 SSoftware&ITServices NO
10.13 05-01 FLATX 26.32 LatinAmerica YES
10.09 06-06 FSPCX 62.92 SInsurance NO
9.51 07-11 FSHOX 57.69 SConstructionandHousing YES
9.43 08-01 FSDAX 17.79 SDefense&Aerospace NO
9.34 09-05 FSUTX 92.51 SUtilities YES
9.31 10-01 FSELX 9.65 SSemiconductors NO
9.28 11-02 FEMEX 10.18 EmergingEMEA YES
9.23 12-07 FTRNX 106.75 Trend NO
8.94 13-01 FSMEX 56.14 SMedicalEquipment&Systems YES
8.83 14-06 FIVFX 21.92 InternationalCapApp NO
8.48 15-06 FRESX 45.94 RealEstateInvestment YES
8.38 16-01 FHKCX 34.12 ChinaRegion YES
8.26 17-15 FTQGX 25.41 FocusedStock NO
8.14 18-03 FDFFX 37.50 Independence NO
8.11 19-01 FFGCX 12.49 GlobalCommodity Stock YES
7.97 20-01 FEMKX 32.06 EmergingMarkets NO
Last Week
11.91 01-03 FSAGX 19.97 SGold YES
10.37 02-23 FBSOX 70.37 SITServices NO
10.22 03-05 FSPCX 62.66 SInsurance YES
9.35 04-10 FSHOX 57.32 SConstructionandHousing YES
8.37 05-05 FRESX 45.69 RealEstateInvestment YES
7.94 06-02 FSCHX 12.77 SChemicals YES
7.84 07-04 FSUTX 90.79 SUtilities YES
7.53 08-17 FSPTX 16.63 STechnology NO
7.53 09-02 FSDPX 68.20 SMaterials NO
7.43 10-22 FSVLX 16.65 SConsumerFinance NO
7.22 11-16 FSCSX 18.09 SSoftware&ITServices NO
7.19 12-05 FSRNX 16.82 RealEstateIndex YES
6.98 13-06 FTRNX 104.04 Trend NO
6.84 14-01 FDLSX 15.83 SLeisure YES
6.40 15-05 FIVFX 21.33 InternationalCapApp NO
6.39 16-04 FNBGX 13.71 Long-TermTreasuryBondIndex NO
6.29 17-14 FTQGX 24.84 FocusedStock NO
6.26 18-01 FEMEX 9.85 EmergingEMEA YES
6.21 19-02 FDFFX 36.67 Independence NO
6.17 20-03 FIUIX 27.29 Telecom&Utilities YES

It will be some time before I get all of the % returns correct.
IRA#1 is currently invested in:
100% – SGold(FSAGX)(17Jun19) from Cash(13May19)
May19 1m-7% 3m-9% 6m-16% 12m-19% 24m+na% 36m+na% 60m+na% 120m+na%
Average annual return since 1/82 na%
IRA#2 is currently invested in:
20% – Cash(20May19) from SSemiconductors(FSELX)(15Apr19)
20% – LatinAmerica(FLATX(24Jun19) from Cash(13May19)
20% – SGold(FSAGX)(17Jun19) from Cash(13May19)
20% – SDefense&Aerospace(FSDAX)(25Feb19) from Cash(24Sep18)
20% – SITServices(FBSOX)(28Jan19) from Cash(15Oct18)
May19 1m-6% 3m-4% 6m-4% 12m-8% 24m+na% 36m+na% 60m+na% 120m+na%
Average annual return since 1/82 na%
ETFs
PTNQ May19 1m-8% 3m+1% 6m+1% 12m+1%
QQQ   May19 1m-8% 3m-0% 6m+3% 12m+3%
TQQQ May19 1m-24% 3m-2% 6m-1% 12m-10%

Not a bad week, not a great week. The sum of all the deviations has been 081, 479, and now 483 – up 2 weeks in a row.
The number of funds I rate as a buy over the last 3 weeks has been 00, 08, and now 62.
In reviewing some of the market indicators:
SPY (S&P500 ETF) is 1% above its 50 day moving average,
QQQ (Nasdaq 100 ETF) is 1% below its 50 day moving average,
IWM (Russell 2000 ETF) is 2% below its 50 day moving average,
QQQ and IWM are below their 200 day moving average.
The sum of the deviations is positive.
A time to buy – Sum of all deviations is up 2 weeks in a row if only barely.

You should listen to MacroVoices All-Star #17 posted 14Jun19 which featured Danielle DiMartino Booth. She discussed last weeks Federal Reserve Board week long meeting in Chicago. As part of that session they changed the words “zero lower bound” with “effective lower bound” so that they can make negative interest rates (like Japan and the EU) and not violate any of their rules. There were also other terms changed to help hide their actions. Also interesting is that the first paper presented said that if the FED had cut rates from 5+% to -5% during the last crisis the the impact on the economy would have mitigated. They are setting the stage for a real downturn. Negative interest rates will cause cash hoarding (resulting government penalties) which may kill the financial system. Think of what that will do to your pension, bank account, etc.

IRA#1
SGold has a price of 19.97, a sell price TBD, a rank of 01, and is a buy. (ETF – GDX, GLD)
IRA#2
SITServices has a price of 70.75, a sell price 67.21, a rank of 01, and is a hold. (ETF – PSJ, FTXL)
SDefense&Aerospace has a price of 17.43, a sell price 16.56, a rank of 14, and is a hold. (ETF – ITA, XAR)
SGold has a price of 19.97, a sell price TBD, a rank of 01, and is a buy. (ETF – GDX, GLD)

My investment changes this weekend:
IRA #1 – Invest 100% in SGold
IRA #2 – invest 20% in SGold

My mutual fund portfolio market exposure after this weekend’s changes:
IRA #1 – 100% invested
IRA #2 – 60% invested

The top 20 (out of 100+ I follow) Fidelity funds (percent deviation, rank & weeks on top 20 list, fund symbol, fund price, fund name, and %dev increasing last 2 weeks).
%Dev Rnk SYMB Price Fund Name 2wk UP?
11.91 01-03 FSAGX 19.97 SGold YES
10.37 02-23 FBSOX 70.37 SITServices NO
10.22 03-05 FSPCX 62.66 SInsurance YES
9.35 04-10 FSHOX 57.32 SConstructionandHousing YES
8.37 05-05 FRESX 45.69 RealEstateInvestment YES
7.94 06-02 FSCHX 12.77 SChemicals YES
7.84 07-04 FSUTX 90.79 SUtilities YES
7.53 08-17 FSPTX 16.63 STechnology NO
7.53 09-02 FSDPX 68.20 SMaterials NO
7.43 10-22 FSVLX 16.65 SConsumerFinance NO
7.22 11-16 FSCSX 18.09 SSoftware&ITServices NO
7.19 12-05 FSRNX 16.82 RealEstateIndex YES
6.98 13-06 FTRNX 104.04 Trend NO
6.84 14-01 FDLSX 15.83 SLeisure YES
6.40 15-05 FIVFX 21.33 InternationalCapApp NO
6.39 16-04 FNBGX 13.71 Long-TermTreasuryBondIndex NO
6.29 17-14 FTQGX 24.84 FocusedStock NO
6.26 18-01 FEMEX 9.85 EmergingEMEA YES
6.21 19-02 FDFFX 36.67 Independence NO
6.17 20-03 FIUIX 27.29 Telecom&Utilities YES
Last Week
01-22 11.57 FBSOX 70.75 SITServices NO
02-02 10.87 FSAGX 19.66 SGold YES
03-05 10.22 FSPCX 62.32 SInsurance NO
04-16 8.35 FSPTX 16.69 STechnology NO
05-09 8.19 FSHOX 56.43 SConstructionandHousing NO
06-03 8.10 FSDAX 17.43 SDefense&Aerospace NO
07-04 8.04 FRESX 45.35 RealEstateInvestment NO
08-15 8.04 FSCSX 18.16 SSoftware&ITServices NO
09-21 7.85 FSVLX 16.65 SConsumerFinance NO
10-01 7.73 FSDPX 68.06 SMaterials NO
11-01 7.71 FSCHX 12.69 SChemicals NO
12-03 7.60 FSUTX 90.22 SUtilities NO
13-05 7.58 FTRNX 104.24 Trend NO
14-04 7.16 FIVFX 21.41 InternationalCapApp NO
15-03 7.05 FNBGX 13.75 Long-TermTreasuryBondIndex NO
16-04 6.83 FSRNX 16.70 RealEstateIndex NO
17-01 6.73 FSELX 9.35 SSemiconductors NO
18-03 6.35 FDFFX 36.60 Independence NO
19-13 6.34 FTQGX 24.77 FocusedStock NO
20-02 6.16 FIUIX 27.20 Telecom&Utilities NO

It will be some time before I get all of the % returns correct.
IRA#1 is currently invested in:
100% – SGold(FSAGX)(17Jun19) from Cash(13May19)
May19 1m-7% 3m-9% 6m-16% 12m-19% 24m+na% 36m+na% 60m+na% 120m+na%
Average annual return since 1/82 na%
IRA#2 is currently invested in:
20% – Cash(20May19) from SSemiconductors(FSELX)(15Apr19)
20% – Cash(13May19) from ChinaRegion(FSHCX)(08Apr19)
20% – SGold(FSAGX)(17Jun19) from Cash(13May19)
20% – SDefense&Aerospace(FSDAX)(25Feb19) from Cash(24Sep18)
20% – SITServices(FBSOX)(28Jan19) from Cash(15Oct18)
May19 1m-6% 3m-4% 6m-4% 12m-8% 24m+na% 36m+na% 60m+na% 120m+na%
Average annual return since 1/82 na%
ETFs
PTNQ Mar19 1m+4% 3m+4% 6m-5% 12m+10%
QQQ Mar19 1m+4% 3m+16% 6m-3% 12m+13%
TQQQ Mar19 1m+11% 3m+53% 6m-20% 12m+18%

Not a good week, not a buy week. The sum of all the deviations has been 263, 081, and now 479 – not up 2 weeks in a row.
The number of funds I rate as a buy over the last 3 weeks has been 06, 00, and now 08.
In reviewing some of the market indicators:
SPY (S&P500 ETF) is 0% above its 50 day moving average,
QQQ (Nasdaq 100 ETF) is 1% below its 50 day moving average,
IWM (Russell 2000 ETF) is 2% below its 50 day moving average,
IWM is still below their 200 day moving average.
The sum of the deviations is positive.
Not a time to buy – Sum of all deviations is not up 2 weeks in a row.

So in January the Federal Reserve Board decided to quit raising interest rates and the market quit going down. This week the FED suggested they would reduce interest rates and the market quit going down. One of these days the FED will try it again and it will not work. There is also something to worry about when the economy is at a peak and the FED cannot raise rates without killing the market.

There is an interesting article in Seeking Alpha – https://seekingalpha.com/article/4269235-gold-surges-near-breakout. Several reports I heard claim that when gold finally closes at a new bull market high (>$1,365) it will be time to buy. SGold fund from Fidelity is performing well also.

Fidelity is back to not reporting fund distributions the weekend they occur. 5 of the funds I follow had a distribution, but it was not reported on the list of all YTD distribution. So when they get around to reporting them the results could be some minor changes in the relative fund rankings.

IRA#1
No Investments
IRA#2
SITServices has a price of 70.75, a sell price 67.21, a rank of 01, and is a hold. (ETF – PSJ, FTXL)
SDefense&Aerospace has a price of 17.43, a sell price 16.56, a rank of 14, and is a hold. (ETF – ITA, XAR)

My investment changes this weekend:
IRA #1 – none
IRA #2 – none

My mutual fund portfolio market exposure after this weekend’s changes:
IRA #1 – 00% invested
IRA #2 – 40% invested

The top 20 (out of 100+ I follow) Fidelity funds (percent deviation, rank & weeks on top 20 list, fund symbol, fund price, fund name, and %dev increasing last 2 weeks).
%Dev Rnk SYMB Price Fund Name 2wk UP?
01-22 11.57 FBSOX 70.75 SITServices NO
02-02 10.87 FSAGX 19.66 SGold YES
03-05 10.22 FSPCX 62.32 SInsurance NO
04-16 8.35 FSPTX 16.69 STechnology NO
05-09 8.19 FSHOX 56.43 SConstructionandHousing NO
06-03 8.10 FSDAX 17.43 SDefense&Aerospace NO
07-04 8.04 FRESX 45.35 RealEstateInvestment NO
08-15 8.04 FSCSX 18.16 SSoftware&ITServices NO
09-21 7.85 FSVLX 16.65 SConsumerFinance NO
10-01 7.73 FSDPX 68.06 SMaterials NO
11-01 7.71 FSCHX 12.69 SChemicals NO
12-03 7.60 FSUTX 90.22 SUtilities NO
13-05 7.58 FTRNX 104.24 Trend NO
14-04 7.16 FIVFX 21.41 InternationalCapApp NO
15-03 7.05 FNBGX 13.75 Long-TermTreasuryBondIndex NO
16-04 6.83 FSRNX 16.70 RealEstateIndex NO
17-01 6.73 FSELX 9.35 SSemiconductors NO
18-03 6.35 FDFFX 36.60 Independence NO
19-13 6.34 FTQGX 24.77 FocusedStock NO
20-02 6.16 FIUIX 27.20 Telecom&Utilities NO
Last Week
01-21 8.34 FBSOX 68.28 SITServices NO
02-02 7.29 FNBGX 13.73 Long-TermTreasuryBond NO
03-04 6.35 FSPCX 59.81 SInsurance NO
04-01 5.90 FSAGX 18.67 SGold NO
05-03 5.85 FRESX 44.51 RealEstateInvestment NO
06-03 4.87 FSRNX 16.46 RealEstateIndex NO
07-14 4.86 FSCSX 17.55 SSoftware&ITServices NO
08-20 4.78 FSVLX 16.11 SConsumerFinance NO
09-02 4.41 FSUTX 87.19 SUtilities NO
10-03 4.35 FIVFX 20.77 InternationalCapApp NO
11-01 3.95 FEMEX 9.58 EmergingEMEA NO
12-02 3.91 FRIFX 12.27 RealEstateIncome NO
13-08 3.63 FSHOX 53.82 SConstructionandHousing NO
14-04 3.46 FTRNX 99.85 Trend NO
15-02 3.39 FSDAX 16.60 SDefense&Aerospace NO
16-01 3.14 FLATX 24.38 LatinAmerica NO
17-15 3.02 FSPTX 15.80 STechnology NO
18-01 2.87 FEDDX 13.01 EmergingMarketsDiscovery NO
19-12 2.65 FTQGX 23.83 FocusedStock NO
20-02 2.57 FDFFX 35.18 Independence NO

It will be some time before I get all of the % returns correct.
IRA#1 is currently invested in:
100% – Cash(13May19) from ChinaRegion(FSHCX)(08Apr19)
May19 1m-7% 3m-9% 6m-16% 12m-19% 24m+na% 36m+na% 60m+na% 120m+na%
Average annual return since 1/82 na%
IRA#2 is currently invested in:
20% – Cash(20May19) from SSemiconductors(FSELX)(15Apr19)
20% – Cash(13May19) from ChinaRegion(FSHCX)(08Apr19)
20% – Cash(22Apr19) from SGold(FSAGX)(03Feb19)
20% – SDefense&Aerospace(FSDAX)(25Feb19) from Cash(24Sep18)
20% – SITServices(FBSOX)(28Jan19) from Cash(15Oct18)
May19 1m-6% 3m-4% 6m-4% 12m-8% 24m+na% 36m+na% 60m+na% 120m+na%
Average annual return since 1/82 na%
ETFs
PTNQ Mar19 1m+4% 3m+4% 6m-5% 12m+10%
QQQ Mar19 1m+4% 3m+16% 6m-3% 12m+13%
TQQQ Mar19 1m+11% 3m+53% 6m-20% 12m+18%

Not a good week, not a buy week. The sum of all the deviations has been 381, 263, and now 81 – not up 2 weeks in a row.
The number of funds I rate as a buy over the last 3 weeks has been 03, 06, and now 00.
In reviewing some of the market indicators:
SPY (S&P500 ETF) is 4% below its 50 day moving average,
QQQ (Nasdaq 100 ETF) is 5% below its 50 day moving average,
IWM (Russell 2000 ETF) is 6% below its 50 day moving average,
SPY, QQQ, and IWM are all below their 200 day moving average.
The sum of the deviations is positive.
Not a time to buy – Sum of all deviations is not up 2 weeks in a row.

Clark Howard produces a podcast (and radio show) on various consumer related items. His web site is clark.com. On the 5/23 podcast last week, he discussed the Bumped cell phone app. It gives you a little stock every time you shop with a credit card at one of the stores in your profile. It is not a lot of stock – maybe 1% of your purchase amount. This rebate in stock does not replace any on the credit card rebates you may be getting. I am wait-listed on their site until they decide to accept more members. His web site has many suggestions including a list of credit card which provide 2% cash back. A YouTube video on Bumped – https://www.youtube.com/watch?v=R8zK_tnj-7Y

Last week I mentioned I had a small investment in – GBTC – Grayscale Bitcoin Trust. It turns out I checked on the price and noticed I had gone down more than 5% on Friday so I sold it. I purchased it on 5/13 and sold on 5/31. So I held it for 18 days and gained 17%. I intend to watch it and may buy it again. It is not an investment I recommend.

IRA#1
No Investments
IRA#2
SITServices has a price of 68.89, a sell price 66.17, a rank of 01, and is a hold. (ETF – PSJ, FTXL)
SDefense&Aerospace has a price of 16.78, a sell price 16.42, a rank of 14, and is a hold. (ETF – ITA, XAR)

My investment changes this weekend:
IRA #1 – none
IRA #2 – none
My mutual fund portfolio market exposure after this weekend’s changes:
IRA #1 – 00% invested
IRA #2 – 40% invested

The top 20 (out of 100+ I follow) Fidelity funds (percent deviation, rank & weeks on top 20 list, fund symbol, fund price, fund name, and %dev increasing last 2 weeks).
%Dev Rnk SYMB Price Fund Name 2wk UP?
01-21 8.34 FBSOX 68.28 SITServices NO
02-02 7.29 FNBGX 13.73 Long-TermTreasuryBond NO
03-04 6.35 FSPCX 59.81 SInsurance NO
04-01 5.90 FSAGX 18.67 SGold NO
05-03 5.85 FRESX 44.51 RealEstateInvestment NO
06-03 4.87 FSRNX 16.46 RealEstateIndex NO
07-14 4.86 FSCSX 17.55 SSoftware&ITServices NO
08-20 4.78 FSVLX 16.11 SConsumerFinance NO
09-02 4.41 FSUTX 87.19 SUtilities NO
10-03 4.35 FIVFX 20.77 InternationalCapApp NO
11-01 3.95 FEMEX 9.58 EmergingEMEA NO
12-02 3.91 FRIFX 12.27 RealEstateIncome NO
13-08 3.63 FSHOX 53.82 SConstructionandHousing NO
14-04 3.46 FTRNX 99.85 Trend NO
15-02 3.39 FSDAX 16.60 SDefense&Aerospace NO
16-01 3.14 FLATX 24.38 LatinAmerica NO
17-15 3.02 FSPTX 15.80 STechnology NO
18-01 2.87 FEDDX 13.01 EmergingMarketsDiscovery NO
19-12 2.65 FTQGX 23.83 FocusedStock NO
20-02 2.57 FDFFX 35.18 Independence NO
Last Week
9.98 01-20 FBSOX 68.89 SITServices No
7.82 02-03 FSPCX 60.98 SInsurance No
7.45 03-19 FSVLX 16.53 SConsumerFinance No
7.18 04-13 FSCSX 17.84 SSoftware&ITServices No
7.00 05-02 FRESX 45.23 RealEstateInvestment No
6.13 06-02 FSRNX 16.77 RealEstateIndex No
5.95 07-01 FSUTX 89.49 SUtilities Yes
5.50 08-01 FIREX 12.24 InternationalRealEstate Yes
5.48 09-01 FIUIX 27.25 TelecomandUtilities Yes
5.28 10-02 FIVFX 20.92 InternationalCapApp No
5.24 11-12 FBMPX 60.64 SCommunicationServices No
5.19 12-14 FSPTX 16.10 STechnology No
5.05 13-03 FTRNX 101.18 Trend No
5.01 14-07 FSHOX 55.19 SConstructionandHousing No
4.91 15-01 FNBGX 13.32 Long-TermTreasuryBondIndex Yes
4.82 16-11 FTQGX 24.23 FocusedStock No
4.62 17-01 FSDAX 16.78 SDefense&Aerospace No
4.55 18-01 FSLCX 16.58 SmallCapStock No
4.53 19-01 FRIFX 12.33 RealEstateIncome Yes
4.28 20-01 FDFFX 35.79 Independence No

I had a computer problem this week and lost my investment spread sheets including all the data on historical gains and losses. I will slowly be trying to rebuild that but for now the return numbers below will not be updated until I recreate it
IRA#1 is currently invested in:
100% – Cash(13May19) from ChinaRegion(FSHCX)(08Apr19)
Mar19 1m-1% 3m-4% 6m-14% 12m-9% 24m+9% 36m+39% 60m+23% 120m+12%
Average annual return since 1/82 11%
IRA#2 is currently invested in:
20% – Cash(20May19) from SSemiconductors(FSELX)(15Apr19)
20% – Cash(13May19) from ChinaRegion(FSHCX)(08Apr19)
20% – Cash(22Apr19) from SGold(FSAGX)(03Feb19)
20% – SDefense&Aerospace(FSDAX)(25Feb19) from Cash(24Sep18)
20% – SITServices(FBSOX)(28Jan19) from Cash(15Oct18)
Mar19 1m-0% 3m+2% 6m-9% 12m-4% 24m+3% 36m+21% 60m+17% 120m+32%
Average annual return since 1/82 11%
ETFs
PTNQ Mar19 1m+4% 3m+4% 6m-5% 12m+10%
QQQ Mar19 1m+4% 3m+16% 6m-3% 12m+13%
TQQQ Mar19 1m+11% 3m+53% 6m-20% 12m+18%