Month: January 2017

In December IRA#1 6%, IRA#2 2%, QQQ 1%, SPY/RSP 1%, DWTR -1%.
For the last 3 months, IRA#1 -1%, IRA#2 -0%, QQQ 0%, SPY/RSP 4%, DWTR -4%.
For the last 6 months, IRA#1 7%, IRA#2 3%, QQQ 11%, SPY/RSP 8%, DWTR -7%.
For the last 12 months, IRA#1 24%, IRA#2 9%, QQQ 9%, SPY/RSP 9%, DWTR -5%
December portfolio changes:
IRA#1 – None, Invested in FSRBX.
IRA#2 – Purchased FSNGX 12/12 – Invested in FSRFX, FSRBX, FSELX, FDCPX, FSNGX
QQQ – None – Invested in QQQ
SPY/RSP – NONE – Invested in RSP
DWTR – NONE – Invested in DWTR
Last January was a real big down month but on a yearly basis all the portfolios made money except for DWTR. DWTR is a tactical sector rotation ETF (updated monthly) currently owning ETFs PRN (industrials), PFI (financial), PXI (energy), and PTF (technology). The 4 ETFs DWTR owns are managed on a quarterly basis based on the best performing stock in the appropriate sector. My feeling is that the monthly and quarterly management produces good long term performance in a trending market but not good performance in other markets.

“The DecisionPoint Report” from Stockcharts.com: (https://stockcharts.com/webinars/archives/)
On Friday, 20Jan, the short term outlook is neutral, intermediate term outlook is neutral to bearish, long term outlook bullish.
On Friday, 27Jan, the short term outlook is neutral, intermediate term outlook is neutral to bullish, long term outlook bullish.

My S&P500 is in RSP (SPY EW) which has a price of 88.74, 50 day MA of 87.14, a 200 day MA of 82.75, and a 7% stop loss is 83.00. This is not an investment to buy and hold.

IBD TBP’s Market Pulse is “Confirmed Uptrend” as of 08Dec. Time to invest

The guests on Well Street Week on 1/27 indicated finance, electronics, and energy should be good long term investments. They also pointed out that the market in February following a new presidential election is down 80% of the time.

My current investments:
IRA#1 and IRA#2
SBanking has a price of 32.95, a sell price 31.30, a rank of 01, and is a hold. (ETF – KRE- current stoploss 52.90)
IRA#2
SSemiconductors has a price of 99.67, a sell price 94.69, a rank of 03, and is a hold. ( ETF – SMH – current stoploss 70.54)
STransportation has a price of 94.30, a sell price 89.59, a rank of 04, and is a hold. (ETF – XTN – current stoploss 52.76)
SNaturalGas has a price of 29.81, a sell price 28.93, a rank of 12, and is a hold. (ETF – XES – current stoploss 22.06)
SBiotechnology has a price of 182.42, a sell price 174.56, a rank of 12, and is a hold. (ETF – XBI – current stoploss 60.45)

My portfolio changes this weekend:
IRA #1 – None
IRA #2 – None

My portfolio market exposure after this weekend’s changes:
IRA #1 – 100% invested
IRA #2 – 100% invested

The top 20 (out of 100+ I follow) Fidelity funds (percent deviation, rank & weeks on top 20 list, fund symbol, fund price, fund name, and %dev increasing last 2 weeks).
This week:
18.20 01-15 FSRBX 32.95 SBanking
15.16 02-09 FSESX 57.67 SEnergyService
14.09 03-30 FSELX 99.67 SSemiconductors
13.45 04-13 FSRFX 94.30 STransportation
12.96 05-12 FARNX 13.53 EventDrivenOpportunities
12.73 06-02 FSCHX 158.15 SChemicals
11.75 07-05 FBIOX 182.42 SBiotechnology
11.70 08-12 FIDSX 100.19 SFinancialServices
11.56 09-04 FFGCX 11.98 GlobalCommodity Stock
10.80 10-13 FSAIX 75.66 SAirTransportation
10.77 11-12 FSLBX 69.01 SBrokerageandInvestmentManagement
10.75 12-11 FSNGX 29.81 SNaturalGas
10.09 13-12 FSHCX 85.43 SHealthCareServices
9.94 14-11 FCPEX 14.26 SmallCapEnchancedIndex
9.93 15-01 FSDPX 81.04 SMaterials
9.87 16-03 FEMEX 8.71 EmergingEMEA
9.74 17-07 FCYIX 33.29 SIndustrials
9.68 18-01 FSPTX 140.53 STechnology
9.52 19-02 FDCPX 77.61 SComputers
9.00 20-01 FSCSX 138.57 SSoftware&ITServices
Last week:
14.84 01-08 FSESX 57.05 SEnergyService
14.67 02-14 FSRBX 31.66 SBanking
13.27 03-04 FBIOX 183.75 SBiotechnology
12.14 04-11 FARNX 13.34 EventDrivenOpportunities
11.89 05-29 FSELX 97.02 SSemiconductors
11.72 06-12 FSRFX 92.21 STransportation
10.41 07-10 FSNGX 29.55 SNaturalGas
10.36 08-11 FSHCX 85.18 SHealthCareServices
9.99 09-03 FFGCX 11.74 GlobalCommodity Stock
9.98 10-12 FSAIX 74.67 SAirTransportation
9.83 11-11 FIDSX 97.91 SFinancialServices
9.43 12-11 FSLBX 67.79 SBrokerageandInvestmentManagement
8.81 13-10 FCPEX 14.04 SmallCapEnchancedIndex
8.45 14-01 FSAVX 36.75 SAutomotive
8.42 15-06 FCYIX 32.72 SIndustrials
8.04 16-02 FEMEX 8.52 EmergingEMEA
7.99 17-11 FSVLX 13.40 SConsumerFinance
7.92 18-01 FSPCX 77.65 SInsurance
7.92 19-02 FSTCX 71.02 STelecommunications
7.91 20-01 FSCHX 150.37 SChemicals

IRA#1 is currently invested in:
100% – SBanking(FSRBX)(21Nov16) from CashReserves(FDRXX)
Dec16 1m+6% 3m-1% 6m+7% 12m+24% 24m+14% 36m+14% 60m+65% 120m-6%
Nov16 1m+1% 3m-6% 6m+7% 12m+15% 24m+5% 36m+9% 60m+52% 120m-5%
Average annual return since 1/82 11%
IRA#2 is currently invested in:
20% – SNaturalGas(FSNGX)(12Dec16) from CashReserves(FDRXX)
20% – STransportation(FSRFX)(28Nov16) from CashReserves(FDRXX)
20% – SBanking(FSRBX)(21Nov16) from CashReserves(FDRXX)
20% – SComputers(FDCPX)(03Oct16) from CashReserves(FDRXX)
20% – SSemiconductors(FSELX)(08Aug16) from CashReserves(FDRXX)
Dec16 1m+2% 3m-0% 6m+3% 12m+9% 24m+8% 36m+7% 60m+21% 120m+18%
Nov16 1m+3% 3m-1% 6m+7% 12m+4% 24m+7% 36m+6% 60m+19% 120m+21%
Average annual return since 1/82 11%

Here is an online report from 20Jan to review.
http://www.marketwatch.com/story/investing-legend-jim-rogers-says-dump-stocks-if-trump-launches-trade-war-2017-01-20

A couple of weeks ago I spent some time in a presentation from a very successful portfolio manager from my local bank. Basically his group produces a portfolio of several funds for you based on your goals and risk tolerance. Because of the diversification of his portfolio investments he generally has some investments going up and some not. My only question was how does he manage risk, when does he sell. He indicated he does not sell, only buys funds which go down less. I told him I did not want to be invested in down market.
That is my problem with every investment manager. There are some independent investment managers which will get you out of a down market, but most investment managers with major firms will never sell. I have tried over the last 20 years, investing some money with 7 different investment managers under the belief that a professional manager can do better than I, an amateur, can do. They all did worse during the years they had my investments.
Remember professional managers generally get 1%+/- fee of your balance a year – regardless of you gain or loss, you invest in stocks or stay in cash. It is still 1%+/- fee of the balance
If you had invested in RSP (the S&P 500 index equal weighted ETF – (SPY is the S&P500 index capitalization weighted ETF)) when it moved above the 200 day moving average and sold when it declined below it, you would have been out of the market from Aug 2015 and back in in Mar 2016. Thus you would have avoided the down turn in 2015 and bad start of 2016 and would have ended 16 with a gain of about 14%.
Investing in DIA (the Dow Jones Industrial Index ETF) had about the same results with a 16% gain.
So if you into a simpler way to invest, I suggest using the RSP and the 200 day moving average. Both Finance.yahoo.com and stockcharts.com will give you the quotes and the averages. Stockcharts.com is a little more accurate.

“The DecisionPoint Report” from Stockcharts.com:
On Friday, 13Jan, the short term outlook is bearish, intermediate term is neutral, long term outlook bullish.
On Friday, 20Jan, the short term outlook is neutral, intermediate term is neutral to bearish, long term outlook bullish.

My S&P500 is in RSP (SPY EW) which has a price of 87.97, 50 day MA of 86.60, a 200 day MA of 82.47, and a 7% stop loss is 82.18. This is not an investment to buy and hold.

IBD TBP’s Market Pulse is “Confirmed Uptrend” as of 08Dec. Time to invest

My current investments:
IRA#1 and IRA#2
SBanking has a price of 31.66, a sell price 31.13, a rank of 02, and is a hold. (ETF – KRE- current stoploss 52.51)
IRA#2
SSemiconductors has a price of 97.02, a sell price 93.08, a rank of 05, and is a hold. ( ETF – SMH – current stoploss 68.61)
STransportation has a price of 92.21, a sell price 88.92, a rank of 06, and is a hold. (ETF – XTN – current stoploss 52.76)
SNaturalGas has a price of 29.55, a sell price 28.93, a rank of 07, and is a hold. (ETF – XES – current stoploss 22.06)
SBiotechnology has a price of 183.75, a sell price 174.56, a rank of 03, and is a hold. (ETF – XBI – current stoploss 60.45)

My portfolio changes this weekend:
IRA #1 – None
IRA #2 – None

My portfolio market exposure after this weekend’s changes:
IRA #1 – 100% invested
IRA #2 – 100% invested

The top 20 (out of 100+ I follow) Fidelity funds (percent deviation, rank & weeks on top 20 list, fund symbol, fund price, fund name, and %dev increasing last 2 weeks).
This week:
14.84 01-08 FSESX 57.05 SEnergyService
14.67 02-14 FSRBX 31.66 SBanking
13.27 03-04 FBIOX 183.75 SBiotechnology
12.14 04-11 FARNX 13.34 EventDrivenOpportunities
11.89 05-29 FSELX 97.02 SSemiconductors
11.72 06-12 FSRFX 92.21 STransportation
10.41 07-10 FSNGX 29.55 SNaturalGas
10.36 08-11 FSHCX 85.18 SHealthCareServices
9.99 09-03 FFGCX 11.74 GlobalCommodity Stock
9.98 10-12 FSAIX 74.67 SAirTransportation
9.83 11-11 FIDSX 97.91 SFinancialServices
9.43 12-11 FSLBX 67.79 SBrokerageandInvestmentManagement
8.81 13-10 FCPEX 14.04 SmallCapEnchancedIndex
8.45 14-01 FSAVX 36.75 SAutomotive
8.42 15-06 FCYIX 32.72 SIndustrials
8.04 16-02 FEMEX 8.52 EmergingEMEA
7.99 17-11 FSVLX 13.40 SConsumerFinance
7.92 18-01 FSPCX 77.65 SInsurance
7.92 19-02 FSTCX 71.02 STelecommunications
7.91 20-01 FSCHX 150.37 SChemicals
Last week:
18.82 01-13 FSRBX 32.55 SBanking
16.74 02-03 FBIOX 188.06 SBiotechnology Yes
15.87 03-07 FSESX 57.11 SEnergyService
14.81 04-10 FARNX 13.57 EventDrivenOpportunities Yes
13.70 05-28 FSELX 97.98 SSemiconductors
12.33 06-10 FIDSX 99.62 SFinancialServices
12.30 07-10 FSLBX 69.22 SBrokerageandInvestmentManagement
11.96 08-11 FSRFX 91.83 STransportation Yes
11.85 09-10 FSHCX 85.86 SHealthCareServices Yes
11.73 10-09 FSNGX 29.74 SNaturalGas
11.58 11-09 FCPEX 14.33 SmallCapEnchancedIndex
11.52 12-11 FSAIX 75.32 SAirTransportation
10.85 13-02 FFGCX 11.77 GlobalCommodity Stock Yes
9.91 14-10 FSVLX 13.58 SConsumerFinance
9.26 15-01 FEMEX 8.58 EmergingEMEA Yes
9.48 15-01 FSCHX 151.93 SChemicals Yes
9.20 17-05 FCYIX 32.81 SIndustrials
9.18 18-02 FLCSX 30.04 LargeCapStock
8.72 19-01 FDSCX 26.56 StockSelectorSmallCap
8.61 20-01 FSTCX 71.18 STelecommunications

IRA#1 is currently invested in:
100% – SBanking(FSRBX)(21Nov16) from CashReserves(FDRXX)
Nov16 1m+1% 3m-6% 6m-7% 12m+15% 24m+5% 36m+9% 60m52% 120m-5%
Oct16 1m-8% 3m-6% 6m-1% 12m+10% 24m+6% 36m+11% 60m44% 120m-1%
Average annual return since 1/82 11%
IRA#2 is currently invested in:
20% – SNaturalGas(FSNGX)(12Dec16) from CashReserves(FDRXX)
20% – STransportation(FSRFX)(28Nov16) from CashReserves(FDRXX)
20% – SBanking(FSRBX)(21Nov16) from CashReserves(FDRXX)
20% – SComputers(FDCPX)(03Oct16) from CashReserves(FDRXX)
20% – SSemiconductors(FSELX)(08Aug16) from CashReserves(FDRXX)
Nov16 1m+3% 3m-1% 6m+7% 12m+4% 24m+7% 36m+6% 60m+19% 120m+21%
Oct16 1m-5% 3m-6% 6m+4% 12m+1% 24m+7% 36m+4% 60m+15% 120m+17%
Average annual return since 1/82 11%

Monday is a holiday and the market is closed.

Wall Street week had an interesting comment this week by one of the guests. Seems there has been 4 Republican sweeps in the last 100 years and in each one there was a pre inauguration market bounce. Then after the bounce, the market went down, Bush -33%, Reagan -27%, Hoover a bunch (1929).

A couple of online reports for you to review this week.

Jim Rogers in a CNBC report tells you where to invest now:
http://www.cnbc.com/2017/01/09/investing-legend-jim-rogers-forget-china-buy-russia.html

Jeffrey Gunlach on investing now: http://video.foxbusiness.com/v/5277137521001/?#sp=show-clips

Stockcharts.com has an interesting report on a measure of market sentiment:
http://stockcharts.com/articles/decisionpoint/2017/01/rydex-cashflow-ratio-sentiment-putting-money-where-the-mouth-is.html

“The DecisionPoint Report” from Stockcharts.com:
On Friday, 06Jan, the short term outlook is neutral to bearish, intermediate term is neutral, long term outlook is neutral to bullish.
On Friday, 13Jan, the short term outlook is bearish, intermediate term is neutral, long term outlook bullish.

My S&P500 is in RSP (SPY EW) which has a price of 88.05, 50 day MA of 86.00, a 200 day MA of 82.24, and a 7% stop loss is 82.18. This is not an investment to buy and hold.

IBD TBP’s Market Pulse is “Confirmed Uptrend” as of 08Dec. Time to invest

My current investments:
IRA#1 and IRA#2
SBanking has a price of 32.55, a sell price 30.92, a rank of 01, and is a hold. (ETF – KRE- current stoploss 52.51)
IRA#2
SSemiconductors has a price of 97.98, a sell price 93.08, a rank of 05, and is a hold. ( ETF – SMH – current stoploss 68.60)
SComputers has a price of 75.87, a sell price 72.08, a rank of 28, and is a sell – there are some buys. (ETF – SOXX – current stoploss 118.18)
STransportation has a price of 91.83, a sell price 88.92, a rank of 08, and is a hold. (ETF – XTN – current stoploss 52.76)
SNaturalGas has a price of 29.74, a sell price 28.93, a rank of 10, and is a Hold. (ETF – XES – current stoploss 22.06)
SBiotechnology has a price of 188.06, a sell price TBD, a rank of 02, and is a buy. (ETF – XBI – current stoploss TBD)
I really dislike buying SBiotechnology. It is extremely volatile, liable to go up or down a couple percent a day. However the numbers put it as the best fund to buy. It may be a good investment as long as Trump does not Tweet about it.

My portfolio changes this weekend:
IRA #1 – None
IRA #2 – Selling SComputers, buying SBiotechnology.

My portfolio market exposure after this weekend’s changes:
IRA #1 – 100% invested
IRA #2 – 100% invested

The top 20 (out of 100+ I follow) Fidelity funds (percent deviation, rank & weeks on top 20 list, fund symbol, fund price, fund name, and %dev increasing last 2 weeks).
This week:
18.82 01-13 FSRBX 32.55 SBanking
16.74 02-03 FBIOX 188.06 SBiotechnology Yes
15.87 03-07 FSESX 57.11 SEnergyService
14.81 04-10 FARNX 13.57 EventDrivenOpportunities Yes
13.70 05-28 FSELX 97.98 SSemiconductors
12.33 06-10 FIDSX 99.62 SFinancialServices
12.30 07-10 FSLBX 69.22 SBrokerageandInvestmentManagement
11.96 08-11 FSRFX 91.83 STransportation Yes
11.85 09-10 FSHCX 85.86 SHealthCareServices Yes
11.73 10-09 FSNGX 29.74 SNaturalGas
11.58 11-09 FCPEX 14.33 SmallCapEnchancedIndex
11.52 12-11 FSAIX 75.32 SAirTransportation
10.85 13-02 FFGCX 11.77 GlobalCommodity Stock Yes
9.91 14-10 FSVLX 13.58 SConsumerFinance
9.26 15-01 FEMEX 8.58 EmergingEMEA Yes
9.48 15-01 FSCHX 151.93 SChemicals Yes
9.20 17-05 FCYIX 32.81 SIndustrials
9.18 18-02 FLCSX 30.04 LargeCapStock
8.72 19-01 FDSCX 26.56 StockSelectorSmallCap
8.61 20-01 FSTCX 71.18 STelecommunications
Last week:
19.78 01-12 FSRBX 32.49 SBanking
18.93 02-06 FSESX 58.13 SEnergyService
16.66 03-02 FBIOX 186.27 SBiotechnology
15.11 04-08 FSNGX 30.45 SNaturalGas
14.18 05-09 FARNX 13.39 EventDrivenOpportunities
13.40 06-09 FIDSX 99.92 SFinancialServices
13.28 07-09 FSLBX 69.37 SBrokerageandInvestmentManagement
12.27 08-27 FSELX 96.05 SSemiconductors
11.79 09-08 FCPEX 14.27 SmallCapEnchancedIndex
11.26 10-10 FSAIX 74.69 SAirTransportation
11.25 11-10 FSRFX 90.68 STransportation
11.18 12-08 FSENX 47.70 SEnergy
11.13 13-09 FSVLX 13.66 SConsumerFinance
10.56 14-09 FSHCX 84.34 SHealthCareServices
9.86 15-09 FNARX 31.30 SNaturalResources
9.75 16-01 FLCSX 30.05 LargeCapStock
9.64 17-11 FSDAX 131.76 SDefense&Aerospace
9.60 18-09 FSPCX 78.18 SInsurance
9.39 19-04 FCYIX 32.71 SIndustrials
9.31 20-01 FFGCX 11.54 GlobalCommodity Stock

IRA#1 is currently invested in:
100% – SBanking(FSRBX)(21Nov16) from CashReserves(FDRXX)
Nov16 1m+1% 3m-6% 6m-7% 12m+15% 24m+5% 36m+9% 60m52% 120m-5%
Oct16 1m-8% 3m-6% 6m-1% 12m+10% 24m+6% 36m+11% 60m44% 120m-1%
Average annual return since 1/82 11%
IRA#2 is currently invested in:
20% – SNaturalGas(FSNGX)(12Dec16) from CashReserves(FDRXX)
20% – STransportation(FSRFX)(28Nov16) from CashReserves(FDRXX)
20% – SBanking(FSRBX)(21Nov16) from CashReserves(FDRXX)
20% – SComputers(FDCPX)(03Oct16) from CashReserves(FDRXX)
20% – SSemiconductors(FSELX)(08Aug16) from CashReserves(FDRXX)
Nov16 1m+3% 3m-1% 6m+7% 12m+4% 24m+7% 36m+6% 60m+19% 120m+21%
Oct16 1m-5% 3m-6% 6m+4% 12m+1% 24m+7% 36m+4% 60m+15% 120m+17%
Average annual return since 1/82 11%

The latest issue of Doug Fabian’s podcast “ETF Success” features his opinion that the emerging markets should be the best place to invest now. His contention is with the dollar up they can sell more goods to the US. Also since the emerging market stocks are down so much they have a long way to go to hit a new high.

Consuelo Mack in her Wealthtrack show featured Ed Hyman, Wall Street’s #1 ranked economist for the last 36 years. Hyman does not see a recession coming in the US for years but there are some concerns. That also does not mean there won’t be a decline in the market sometime this year. He also pointed out that total debt was much higher now that it was in 2008.

I mentioned a couple of weeks ago some problems with the California Public Employees Retirement System. Today’s Palm Beach Post claims “Consultantants say pension fund projections could be too rosy.” The state of Florida lowered the projection rate of return down to 7.6% in October. It was 7.65%. The consultants think it should be about 7%. Page 8 of the “State Board of Administration, Florida Retirment System Trust Fund” says under Investment Returns “The Trust earned an overall investment return of .54% for fiscal year 2016…” It goes on to say that there are other ways to calculate the rate of return which may in a higher number. It is a long way from .54% to 7%.

“The DecisionPoint Report” from Stockcharts.com:
On Wednesday, 30Dec, the short term outlook is neutral to bearish, intermediate term is neutral to bullish, long term outlook is neutral to bullish.
On Friday, 06Jan, the short term outlook is neutral to bearish, intermediate term is neutral, long term outlook is neutral to bullish.

My S&P500 is in RSP (SPY EW) which has a price of 88.18, 50 day MA of 85.37, a 200 day MA of 82.01, and a 7% stop loss is 82.18. This is not an investment to buy and hold.

IBD TBP’s Market Pulse is “Confirmed Uptrend” as of 08Dec. Time to invest. Except none of the top 20 out of 120 funds I follow is a buy.

My current investments:
IRA#1 and IRA#2
SBanking has a price of 32.49, a sell price 30.92, a rank of 01, and is a hold. (ETF – KRE- current stoploss 52.51)
IRA#2
SSemiconductors has a price of 95.52, a sell price 92.44, a rank of 05, and is a hold. ( ETF – SMH – current stoploss 68.60)
SComputers has a price of 75.46, a sell price 71.73, a rank of 26, and is a hold for now. (ETF – SOXX – current stoploss 118.18)
STransportation has a price of 90.68, a sell price 88.92, a rank of 11, and is a hold. (ETF – XTN – current stoploss 52.76)
SNaturalGas has a price of 30.45, a sell price 28.93, a rank of 04, and is a Hold. (ETF – XES – current stoploss 22.06)
Generally I would be selling SComputers since it is not one of the top 20, however none of the top 20 have had an increasing deviation for two weeks.

My portfolio changes this weekend:
IRA #1 – None
IRA #2 – None

My portfolio market exposure after this weekend’s changes:
IRA #1 – 100% invested
IRA #2 – 100% invested

The top 20 (out of 100+ I follow) Fidelity funds (percent deviation, rank & weeks on top 20 list, fund symbol, fund price, fund name, and %dev increasing last 2 weeks).
This week:
19.78 01-12 FSRBX 32.49 SBanking
18.93 02-06 FSESX 58.13 SEnergyService
16.66 03-02 FBIOX 186.27 SBiotechnology
15.11 04-08 FSNGX 30.45 SNaturalGas
14.18 05-09 FARNX 13.39 EventDrivenOpportunities
13.40 06-09 FIDSX 99.92 SFinancialServices
13.28 07-09 FSLBX 69.37 SBrokerageandInvestmentManagement
12.27 08-27 FSELX 96.05 SSemiconductors
11.79 09-08 FCPEX 14.27 SmallCapEnchancedIndex
11.26 10-10 FSAIX 74.69 SAirTransportation
11.25 11-10 FSRFX 90.68 STransportation
11.18 12-08 FSENX 47.70 SEnergy
11.13 13-09 FSVLX 13.66 SConsumerFinance
10.56 14-09 FSHCX 84.34 SHealthCareServices
9.86 15-09 FNARX 31.30 SNaturalResources
9.75 16-01 FLCSX 30.05 LargeCapStock
9.64 17-11 FSDAX 131.76 SDefense&Aerospace
9.60 18-09 FSPCX 78.18 SInsurance
9.39 19-04 FCYIX 32.71 SIndustrials
9.31 20-01 FFGCX 11.54 GlobalCommodity Stock
Last week:
19.96 01-11 FSRBX 32.20 SBanking
15.31 02-05 FSESX 55.80 SEnergyService
12.84 03-08 FIDSX 98.72 SFinancialServices
12.71 04-07 FSNGX 29.58 SNaturalGas
12.38 05-26 FSELX 95.52 SSemiconductors
12.18 06-07 FCPEX 14.23 SmallCapEnchancedIndex
11.31 07-09 FSAIX 74.28 SAirTransportation
11.26 08-08 FARNX 12.95 EventDrivenOpportunities
11.19 09-09 FSRFX 90.09 STransportation
11.10 10-08 FSLBX 67.56 SBrokerageandInvestmentManagement
9.97 11-01 FBIOX 174.05 SBiotechnology
9.64 12-07 FSENX 46.76 SEnergy
9.50 13-08 FSVLX 13.38 SConsumerFinance
9.29 14-08 FSPCX 77.56 SInsurance
8.76 15-08 FSHCX 82.51 SHealthCareServices
8.73 16-03 FCYIX 32.35 SIndustrials
8.18 17-04 FDSCX 26.18 StockSelectorSmallCap
8.13 18-01 FEMEX 8.41 EmergingEMEA
8.00 19-10 FSDAX 129.13 SDefense&Aerospace
7.89 20-05 FNARX 30.58 SNaturalResources

IRA#1 is currently invested in:
100% – SBanking(FSRBX)(21Nov16) from CashReserves(FDRXX)
Nov16 1m+1% 3m-6% 6m-7% 12m+15% 24m+5% 36m+9% 60m52% 120m-5%
Oct16 1m-8% 3m-6% 6m-1% 12m+10% 24m+6% 36m+11% 60m44% 120m-1%
Average annual return since 1/82 11%
IRA#2 is currently invested in:
20% – SNaturalGas(FSNGX)(12Dec16) from CashReserves(FDRXX)
20% – STransportation(FSRFX)(28Nov16) from CashReserves(FDRXX)
20% – SBanking(FSRBX)(21Nov16) from CashReserves(FDRXX)
20% – SComputers(FDCPX)(03Oct16) from CashReserves(FDRXX)
20% – SSemiconductors(FSELX)(08Aug16) from CashReserves(FDRXX)
Nov16 1m+3% 3m-1% 6m+7% 12m+4% 24m+7% 36m+6% 60m+19% 120m+21%
Oct16 1m-5% 3m-6% 6m+4% 12m+1% 24m+7% 36m+4% 60m+15% 120m+17%
Average annual return since 1/82 11%