Month: August 2016

Returns for the month of July were not great.
In July IRA#1 -6%, IRA#2 -6%, PDP PIE PIZ DWAS 2%, QQQ 7%, SPY/RSP 5%, DWTR -3%.
For the last 3 months, IRA#1 -7%, IRS#2 -1%, PDPetc 2%, QQQ 4%, SPY/RSP 1%, DWTR 1%.
For the last 6 months, IRA#1 16%, IRS#2 4%, PDPetc 4%, QQQ 5%, SPY/RSP 5%, DWTR 2%.
June portfolio changes:
IRA#1 – None – Invested in FSMEX
IRA#2 – Sold FJSCX, purchased FLATX 7/25 – Invested in FIUIX, FRESX, FSMEX, FSAGX, FLATX
PDP PIE PIX DWAS – Purchased PIE 7/05 – Invested in PDP, PIE, cash
QQQ – Purchased QQQ 7/05 – Invested in QQQ
SPY/RSP – Purchased RSP 7/05 – Invested in RSP
DWTR – None – Invested in DWTR

Each Thursday on Chuck Jaffee’s The MoneyLife Radio Program podcast a segment by Tom Lydon editor of ETF Trends is featured. Mr. Lydon presents the ETF of the week. On 25 Aug he featured FXI, Ishares China Large Cap ETF. This ETF has not down well but seems to be in an up trend now. Mr. Lydon suggests you can hold it forever or use the 200 day moving average to decide when to sell. The current price is 36.93 and the 200 day moving average is 33.51.

Interesting view on the future of the market http://www.marketwatch.com/story/rich-dad-author-robert-kiyosaki-if-youre-investing-for-the-long-term-youre-crazy-2016-08-25

IBD TBP’s Market Pulse is “Uptrend Under Pressure” as of 25Aug. NOT a time to invest.

My current investments:
IRA#1 and IRA#2
SMedicalEquipment&Sytems has a price of 42.88, a sell price of 40.96, a rank of 03, and is a hold. (ETF – IHI current stoploss 135.25)
IRA#2
SGold has a price of 25.22, a sell price 26.71, a rank of 01, and is a Sell. (ETF – GLDX I was stopped out of this again)
LatinAmerica has a price of 21.10, a sell price 20.73, a rank of 05, and is a hold. (ETF – BRF current stoploss 16.66)
SElectronics has a price of 87.80, a sell price 83.41, a rank of 02, and is a hold. ( ETF – SMH Current stoploss 61.48).
SNaturalGas has a price of 26.26, a sell price 24.95, a rank of 07, and is a hold. (ETF – PSCE – currect stoploss 16.16)

My portfolio changes this weekend:
IRA #1 – None
IRA #2 – Sell SGold

My portfolio market exposure after this weekend’s changes:
IRA #1 – 100% invested
IRA #2 – 80% invested

The top 20 (out of 100+ I follow) Fidelity funds (percent deviation, rank & weeks on top 20 list, fund symbol, fund price, fund name, and %dev increasing last 2 weeks).
This week:
16.14 01-30 FSAGX 25.22 SGold
15.88 02-08 FSELX 87.80 SElectronics Yes
12.24 03-20 FSMEX 42.88 SMedicalEquipment&Systems
10.18 04-06 FSPTX 130.82 STechnology
9.80 05-10 FLATX 21.10 LatinAmerica
9.42 06-06 FSCSX 133.26 SSoftware&ITServices
9.42 07-03 FSNGX 26.26 SNaturalGas
9.09 08-03 FSENX 43.19 SEnergy
9.00 09-09 FTEMX 11.23 TotalEmergingMarkets
8.76 10-03 FNARX 28.91 SNaturalResources
8.62 11-06 FSDCX 31.06 SCommunicationsEquipment
8.44 12-06 FOCPX 86.28 OTCPortfolio
7.93 13-04 FDCPX 74.33 SComputers
7.56 14-06 FCPGX 20.15 SmallCapGrowth
7.46 15-01 FSLBX 60.83 SBrokerageandInvestmentManagement
6.93 16-01 FSLEX 21.26 SEnvironmental&AltEnergy
6.80 17-09 FEMEX 8.06 EmergingEMEA
6.51 18-10 FPBFX 28.78 PacificBasin
6.50 19-01 FMCSX 34.52 MidCapStock
6.39 20-05 FEMKX 24.23 EmergingMarkets
Last week
27.54 01-29 FSAGX 27.46 SGold
15.77 02-07 FSELX 86.98 SElectronics
13.88 03-09 FLATX 21.77 LatinAmerica
13.41 04-19 FSMEX 43.05 SMedicalEquipment&Systems
12.27 05-02 FSNGX 26.81 SNaturalGas Yes
11.44 06-08 FEMEX 8.38 EmergingEMEA
11.19 07-02 FNARX 29.42 SNaturalResources Yes
11.06 08-02 FSENX 43.76 SEnergy Yes
10.96 09-05 FSPTX 131.05 STechnology
10.79 10-08 FTEMX 11.36 TotalEmergingMarkets
9.52 11-05 FOCPX 86.75 OTCPortfolio
9.21 12-05 FSCSX 132.34 SSoftware&ITServices
8.76 13-03 FDCPX 74.59 SComputers
8.69 14-05 FSDCX 30.94 SCommunicationsEquipment
8.29 15-04 FEMKX 24.58 EmergingMarkets
7.98 16-05 FCPGX 20.15 SmallCapGrowth
7.67 17-01 FFGCX 10.83 GlobalCommodity Stock Yes
7.66 18-09 FPBFX 28.99 PacificBasin
7.60 19-01 FSDAX 125.58 SDefense&Aerospace
7.50 20-01 FSESX 47.61 SEnergyServices Yes

IRA#1 is currently invested in:
100% – SMedicalEquipment&Systems(FSMEX)(31May16) from CashReserves(FDRXX)
Jul16 1m-6% 3m-7% 6m+16% 12m-10% 24-1% 36m+13% 60m+8% 120m-2%
Jun16 1m+6% 3m+22% 6m+16% 12m-10% 24m+2% 36m+23% 60m+12% 120m-2%
Average annual return since 1/82 11%
IRA#2 is currently invested in:)
20% – CashReserves(FDRXX)(29Aug16) from SGold(FSAGX)
20% – LatinAmreica(FLATX)(25Jul16) from JapanSmallerCompaneis(FJSCX)
20% – SMedicalEquipment&Systems(FSMEX)(31May16) from CashReserves(FDRXX)
20% – RealEstateInvestmentPortfolio(FRESX)(21Mar16) from CashReserves(FDRXX)
20% – Telecom&Utilities(FIUIX)(14Mar16) from CashReserves(FDRXX)
Jul16 1m-6% 3m-1% 6m+4% 12m-9% 24m-1% 36m-9% 60m+2% 120m+14%
Jun16 1m+6% 3m+9% 6m+5% 12m-1% 24m+2% 36m+8% 60m+8% 120m+21%
Average annual return since 1/82 11%

A lot has changed since I proudly wore the uniform of the United States Army. http://militarymoneymanual.com/ is a web site run by a young Air Force officer covering the monetary aspects of military life and how he plans to be financially independent by age 40. There is also an analysis of the new retirement system to which he will be switching and why many current military members should switch also. The new plan seems to be better than the “complete 20 years or get nothing” plan of my Army era.

And just in case you feel safe with your governmental pension, review this analysis http://www.marketwatch.com/story/why-your-states-public-pension-plan-is-in-a-much-bigger-hole-than-you-already-fear-2016-08-16? The zero percent interest rate (now 0.25%) of the Federal Reserve Board (FED) is killing pension plans as well as wiping out all savings accounts. It is interesting that last December when the FED raised it’s interest rate was from 0 to 0.25% the stock market fell 10% until the head of the FED called her counterparts on 11&12 Feb requesting they print more money to rescue the stock market. All that matters to the FED is the stock market.

Each Thursday on Chuck Jaffee’s The MoneyLife Radio Program podcast a segment by Tom Lydon editor of ETF Trends is featured. Mr. Lydon presents the ETF of the week. On 18 Aug he featured NOBL, ProShares S&P 500 Dividend Aristocrats ETF. This ETF focuses exclusively on companies in the S&P 500 that have grown dividends for at least 25 consecutive years and has outperformed the S&P 500 with lower volatility since its inception. Over the last 5 years the S&P 500 ETF SPY is up 25% while this ETF is up 33%. Mr. Lydon suggests you can hold it forever or use the 200 day moving average to decide when to sell. The current price is 55.69 and the 200 day moving average is 51.24.

IBD TBP’s Market Pulse is “Confirmed Uptrend”. Time to invest.

My current investments:
IRA#1 and IRA#2
SMedicalEquipment&Sytems has a price of 43.05, a sell price of 40.96, a rank of 04, and is a hold. (ETF – IHI current stoploss 135.25)
IRA#2
RealEstatePortfolio has a price of 45.59, a sell price 44.98, a rank of 30, and is a Sell. (ETF – REZ current stoploss 64.66)
SGold has a price of 27.46, a sell price 26.71, a rank of 01, and is a hold. (ETF – GLDX I was stopped out of this again)
LatinAmerica has a price of 21.77, a sell price 20.73, a rank of 03, and is a hold. (ETF – BRF current stoploss 16.66)
SElectronics has a price of 86.98, a sell price 82.63, a rank of 02, and is a hold. ( ETF – SMH Current stoploss 61.17).
SNaturalGas has a price of 26.81, a sell price TBD, a rank of 05, and is a buy. (ETF – PSCE)

My portfolio changes this weekend:
IRA #1 – None
IRA #2 – Exchange RealEstatePortfolio to SNaturalGas.

My portfolio market exposure after this weekend’s changes:
IRA #1 – 100% invested
IRA #2 – 100% invested

The top 20 (out of 100+ I follow) Fidelity funds (percent deviation, rank & weeks on top 20 list, fund symbol, fund price, fund name, and %dev increasing last 2 weeks).
This week:
27.54 01-29 FSAGX 27.46 SGold
15.77 02-07 FSELX 86.98 SElectronics
13.88 03-09 FLATX 21.77 LatinAmerica
13.41 04-19 FSMEX 43.05 SMedicalEquipment&Systems
12.27 05-02 FSNGX 26.81 SNaturalGas Yes
11.44 06-08 FEMEX 8.38 EmergingEMEA
11.19 07-02 FNARX 29.42 SNaturalResources Yes
11.06 08-02 FSENX 43.76 SEnergy Yes
10.96 09-05 FSPTX 131.05 STechnology
10.79 10-08 FTEMX 11.36 TotalEmergingMarkets
9.52 11-05 FOCPX 86.75 OTCPortfolio
9.21 12-05 FSCSX 132.34 SSoftware&ITServices
8.76 13-03 FDCPX 74.59 SComputers
8.69 14-05 FSDCX 30.94 SCommunicationsEquipment
8.29 15-04 FEMKX 24.58 EmergingMarkets
7.98 16-05 FCPGX 20.15 SmallCapGrowth
7.67 17-01 FFGCX 10.83 GlobalCommodity Stock Yes
7.66 18-09 FPBFX 28.99 PacificBasin
7.60 19-01 FSDAX 125.58 SDefense&Aerospace
7.50 20-01 FSESX 47.61 SEnergyServices Yes
Last week
32.52 01-28 FSAGX 28.12 SGold
14.98 02-08 FLATX 21.82 LatinAmerica Yes
14.41 03-18 FSMEX 43.12 SMedicalEquipment&Systems
13.90 04-06 FSELX 84.87 SElectronics
11.98 05-07 FEMEX 8.37 EmergingEMEA
11.15 06-04 FOCPX 87.60 OTCPortfolio Yes
11.07 07-04 FSPTX 130.42 STechnology Yes
10.83 08-07 FTEMX 11.30 TotalEmergingMarkets Yes
10.39 09-04 FSCSX 133.13 SSoftware&ITServices
9.74 10-08 FPBFX 29.43 PacificBasin
9.03 11-15 FRESX 46.34 RealEstateInvestmentPortfolio
9.03 12-03 FEMKX 24.64 EmergingMarkets Yes
8.81 13-01 FNARX 28.62 SNaturalResources Yes
8.44 14-04 FCPGX 20.15 SmallCapGrowth
8.31 15-04 FSDCX 30.69 SCommunicationsEquipment
8.20 16-30 FSTCX 71.80 STelecommunications
8.19 17-01 FSNGX 25.67 SNaturalGas Yes
8.09 18-01 FSENX 42.34 SEnergy Yes
7.94 19-02 FDCPX 73.69 SComputers
7.53 20-03 FSRPX 112.17 SRetailing Yes

IRA#1 is currently invested in:
100% – SMedicalEquipment&Systems(FSMEX)(31May16) from CashReserves(FDRXX)
Jun16 1m+6% 3m+22% 6m+16% 12m-10% 24m+2% 36m+23% 60m+12% 120m-2%
May16 1m-7% 3m+16% 6m+8% 12m-19% 24m+2% 36m+17% 60m+6% 120m-12%
Average annual return since 1/82 11%
IRA#2 is currently invested in:)
20% – LatinAmreica(FLATX)(25Jul16) from JapanSmallerCompaneis(FJSCX)
20% – SGold(FSAGX)(13Jun16) from CashReserves(FDRXX)
20% – SMedicalEquipment&Systems(FSMEX)(31May16) from CashReserves(FDRXX)
20% – RealEstateInvestmentPortfolio(FRESX)(21Mar16) from CashReserves(FDRXX)
20% – Telecom&Utilities(FIUIX)(14Mar16) from CashReserves(FDRXX)
Jun16 1m+6% 3m+9% 6m+5% 12m-1% 24m+2% 36m+8% 60m+8% 120m+21%
May16 1m-1% 3m+4% 6m-3% 12m-9% 24m-3% 36m-0% 60m-2% 120m+13%
Average annual return since 1/82 11%

Each Thursday on Chuck Jaffee’s The MoneyLife Radio Program podcast a segment by Tom Lydon of ETF Trends is featured. Mr. Lydon presents the ETF of the week. On 11 Aug he featured LMHI, Legg Mason International Low Volatility High Income ETF. It is a new ETF which Mr Lydon thinks has a good future.

Doug Fabian in his 12Aug podcast indicates the next 10 weeks are generally an extremely volatile time in the market. He does not agree with all the experts who claim you should sell everything but says you should be watching your investments carefully. He uses the 200 day moving average of the S&P500 to determine when to sell.

IBD TBP’s Market Pulse is “Confirmed Uptrend”. Time to invest. Thursday the DJIA, S&P500, and the Nasdaq all closed at an all time high. The last time that appeared was December of 1999 – the following year was not a good year.

My current investments:
IRA#1 and IRA#2
SMedicalEquipment&Sytems has a price of 43.12, a sell price of 40.96, a rank of 03, and is a hold. (ETF – IHI current stoploss 135.25)
IRA#2
RealEstatePortfolio has a price of 46.34, a sell price 44.98, a rank of 11, and is a hold. (ETF – REZ current stoploss 64.66)
SGold has a price of 28.12, a sell price 26.71, a rank of 01, and is a hold. (ETF – GLDX I was stopped out of this again)
LatinAmerica has a price of 21.82, a sell price 20.73, a rank of 02, and is a hold. (ETF – BRF current stoploss 16.66)
SElectronics has a price of 84.87, a sell price 80.63, a rank of 04, and is a hold. ( ETF – SMH Current stoploss 60.19).

My portfolio changes this weekend:
IRA #1 – None
IRA #2 – None

My portfolio market exposure after this weekend’s changes:
IRA #1 – 100% invested
IRA #2 – 100% invested

The top 20 (out of 100+ I follow) Fidelity funds (percent deviation, rank & weeks on top 20 list, fund symbol, fund price, fund name, and
%dev increasing last 2 weeks).
This week:
32.52 01-28 FSAGX 28.12 SGold
14.98 02-08 FLATX 21.82 LatinAmerica Yes
14.41 03-18 FSMEX 43.12 SMedicalEquipment&Systems
13.90 04-06 FSELX 84.87 SElectronics
11.98 05-07 FEMEX 8.37 EmergingEMEA
11.15 06-04 FOCPX 87.60 OTCPortfolio Yes
11.07 07-04 FSPTX 130.42 STechnology Yes
10.83 08-07 FTEMX 11.30 TotalEmergingMarkets Yes
10.39 09-04 FSCSX 133.13 SSoftware&ITServices
9.74 10-08 FPBFX 29.43 PacificBasin
9.03 11-15 FRESX 46.34 RealEstateInvestmentPortfolio
9.03 12-03 FEMKX 24.64 EmergingMarkets Yes
8.81 13-01 FNARX 28.62 SNaturalResources Yes
8.44 14-04 FCPGX 20.15 SmallCapGrowth
8.31 15-04 FSDCX 30.69 SCommunicationsEquipment
8.20 16-30 FSTCX 71.80 STelecommunications
8.19 17-01 FSNGX 25.67 SNaturalGas Yes
8.09 18-01 FSENX 42.34 SEnergy Yes
7.94 19-02 FDCPX 73.69 SComputers
7.53 20-03 FSRPX 112.17 SRetailing Yes
Last week
31.48 01-27 FSAGX 27.42 SGold
14.40 02-17 FSMEX 42.79 SMedicalEquipment&Systems
14.19 03-07 FLATX 21.50 LatinAmerica
14.09 04-05 FSELX 84.39 SElectronics Yes
11.73 05-03 FCPGX 20.67 SmallCapGrowth Yes
10.57 06-03 FOCPX 86.63 OTCPortfolio Yes
10.49 07-03 FSPTX 128.98 STechnology Yes
10.46 08-03 FSCSX 132.48 SSoftware&ITServices Yes
9.74 09-14 FRESX 46.42 RealEstateInvestmentPortfolio
9.19 10-06 FEMEX 8.11 EmergingEMEA
9.00 11-06 FTEMX 11.05 TotalEmergingMarkets Yes
8.43 12-29 FSTCX 71.64 STelecommunications
8.32 13-03 FSDCX 30.56 SCommunicationsEquipment Yes
8.10 14-01 FDCPX 73.49 SComputers Yes
8.02 15-07 FPBFX 28.82 PacificBasin
7.67 16-01 FSDAX 124.68 SDefense&Aerospace Yes
7.52 17-01 FNCMX 68.87 NasdaqCompositeIndex Yes
7.51 18-02 FEMKX 24.18 EmergingMarkets Yes
7.43 19-01 FCPEX 12.63 SmallCapEnchancedIndex
7.18 20-02 FSRPX 111.36 SRetailing Yes

IRA#1 is currently invested in:
100% – SMedicalEquipment&Systems(FSMEX)(31May16) from CashReserves(FDRXX)
Jun16 1m+6% 3m+22% 6m+16% 12m-10% 24m+2% 36m+23% 60m+12% 120m-2%
May16 1m-7% 3m+16% 6m+8% 12m-19% 24m+2% 36m+17% 60m+6% 120m-12%
Average annual return since 1/82 11%
IRA#2 is currently invested in:)
20% – LatinAmreica(FLATX)(25Jul16) from JapanSmallerCompaneis(FJSCX)
20% – SGold(FSAGX)(13Jun16) from CashReserves(FDRXX)
20% – SMedicalEquipment&Systems(FSMEX)(31May16) from CashReserves(FDRXX)
20% – RealEstateInvestmentPortfolio(FRESX)(21Mar16) from CashReserves(FDRXX)
20% – Telecom&Utilities(FIUIX)(14Mar16) from CashReserves(FDRXX)
Jun16 1m+6% 3m+9% 6m+5% 12m-1% 24m+2% 36m+8% 60m+8% 120m+21%
May16 1m-1% 3m+4% 6m-3% 12m-9% 24m-3% 36m-0% 60m-2% 120m+13%
Average annual return since 1/82 11%

Note from Monday’s 8/1/16 email from Gary Kaltbaum. http://garykaltbaum.com/another-investment-bank-bearish/. I hope the investment banks are wrong. If you sign up at his web site, gary.com, he will send you a daily market related email.

Each Thursday on Chuck Jaffee’s The MoneyLife Radio Program podcast a segment by Tom Lydon of ETF Trends is featured. Mr. Lydon presents the ETF of the week. On 04 Aug he featured EMB, an emerging markets bond fund denominated in dollars which has a 4.7% yield and he feels has the possibility of growth. He suggests you hold it until the price is exceed by the ETF’s 200 day moving average price but he expects it to be a long term hold.

Consuelo Mack has a PBS show (and website and podcast) called WealthTrack. As part of her 05 August show she talks with Stephen Cucchiaro who claims looking at past markets to figure out the future does not work this time. There have never been a time when 35% of world government bonds have negative yields. He also says the Federal Reserve Board and it’s increasing interest rates in December resulted in the ~15% market decline at the start of 2016. His best investment idea for now is Japan, but for a long term investment he likes
India. There are ~40 Japanese ETFs and ~12 India ETFs.

In the 27 July podcast from Dorsey Wright and Associates (DWA), # 556, Tom Dorsey indicates if the charts are correct the DJIA price objective this time between 20350 to 21700 – depending on the size of the boxes used in the chart. Dorsey and his firm are into Point and Figure Charting exclusively. About 20 of DWA’s momentum models are used as basis of ETFs. Some of the ETFs are PIZ,PIE,DWLV,PYZ,PEZ,PSL,PXI,PFI,PTH,PRN,PTF,PUI PDP,DWAQ,DWAS,DWTR,DWIN,DWAT,FV,and IFV.

IBD TBP’s Market Pulse is “Confirmed Uptrend”. Time to invest.

My current investments:
IRA#1 and IRA#2
SMedicalEquipment&Sytems has a price of 42.79, a sell price of 40.65, a rank of 02, and is a hold. (ETF – IHI current stoploss 134.52)
IRA#2
Telecom&Utilities has a price of 25.75, a sell price 25.23, a rank of 22, and is a sell. (ETF – PUI current stoploss 26.10)
RealEstatePortfolio has a price of 46.42, a sell price 44.98, a rank of 09, and is a hold. (ETF – REZ current stoploss 64.66)
SGold has a price of 27.42, a sell price 26.42, a rank of 01, and is a hold. (ETF – GLDX I was stopped out of this again)
LatinAmerica has a price of 21.50, a sell price 20.43, a rank of 03, and is a hold. (ETF – BRF current stop loss 16.51)
SElectronics has a price of 84.39, a sell price TBD, a rank of 04, and is a buy. ( ETF – SMH ).

My portfolio changes this weekend:
IRA #1 – None
IRA #2 – Sell Telecom&Utilities and buy SElectronics.

My portfolio market exposure after this weekend’s changes:
IRA #1 – 100% invested
IRA #2 – 100% invested

The top 20 (out of 100+ I follow) Fidelity funds (percent deviation, rank & weeks on top 20 list, fund symbol, fund price, fund name, and %dev increasing last 2 weeks).
This week:
31.48 01-27 FSAGX 27.42 SGold
14.40 02-17 FSMEX 42.79 SMedicalEquipment&Systems
14.19 03-07 FLATX 21.50 LatinAmerica
14.09 04-05 FSELX 84.39 SElectronics Yes
11.73 05-03 FCPGX 20.67 SmallCapGrowth Yes
10.57 06-03 FOCPX 86.63 OTCPortfolio Yes
10.49 07-03 FSPTX 128.98 STechnology Yes
10.46 08-03 FSCSX 132.48 SSoftware&ITServices Yes
9.74 09-14 FRESX 46.42 RealEstateInvestmentPortfolio
9.19 10-06 FEMEX 8.11 EmergingEMEA
9.00 11-06 FTEMX 11.05 TotalEmergingMarkets Yes
8.43 12-29 FSTCX 71.64 STelecommunications
8.32 13-03 FSDCX 30.56 SCommunicationsEquipment Yes
8.10 14-01 FDCPX 73.49 SComputers Yes
8.02 15-07 FPBFX 28.82 PacificBasin
7.67 16-01 FSDAX 124.68 SDefense&Aerospace Yes
7.52 17-01 FNCMX 68.87 NasdaqCompositeIndex Yes
7.51 18-02 FEMKX 24.18 EmergingMarkets Yes
7.43 19-01 FCPEX 12.63 SmallCapEnchancedIndex
7.18 20-02 FSRPX 111.36 SRetailing Yes
Last week
35.35 01-26 FSAGX 27.76 SGold
14.71 02-16 FSMEX 42.58 SMedicalEquipment&Systems Yes
13.46 03-04 FSELX 83.30 SElectronics Yes
12.75 04-06 FLATX 21.07 LatinAmerica
12.52 05-13 FRESX 47.35 RealEstateInvestmentPortfolio Yes
10.38 06-28 FSTCX 72.61 STelecommunications
9.73 07-02 FSCSX 130.88 SSoftware&ITServices Yes
9.46 08-05 FEMEX 8.09 EmergingEMEA
9.29 09-02 FOCPX 85.15 OTCPortfolio Yes
9.27 10-30 FIUIX 26.26 Telecom&Utilities
9.24 11-02 FSPTX 126.82 STechnology Yes
8.73 12-05 FTEMX 10.97 TotalEmergingMarkets Yes
8.49 13-01 FJSCX 15.32 JapanSmallerCompanies Yes
8.37 14-04 FSHOX 63.22 SConstruction&Housing Yes
8.29 15-06 FPBFX 28.77 PacificBasin
7.98 16-02 FSDCX 30.33 SCommunicationsEquipment Yes
7.97 17-14 FSUTX 77.02 SUtilities
7.81 18-02 FCPGX 19.82 SmallCapGrowth Yes
7.09 19-01 FSRPX 110.84 SRetailing
6.95 20-01 FEMKX 23.96 EmergingMarkets Yes

IRA#1 is currently invested in:
100% – SMedicalEquipment&Systems(FSMEX)(31May16) from CashReserves(FDRXX)
Jun16 1m+6% 3m+22% 6m+16% 12m-10% 24m+2% 36m+23% 60m+12% 120m-2%
May16 1m-7% 3m+16% 6m+8% 12m-19% 24m+2% 36m+17% 60m+6% 120m-12%
Average annual return since 1/82 11%
IRA#2 is currently invested in:)
20% – LatinAmreica(FLATX)(25Jul16) from JapanSmallerCompaneis(FJSCX)
20% – SGold(FSAGX)(13Jun16) from CashReserves(FDRXX)
20% – SMedicalEquipment&Systems(FSMEX)(31May16) from CashReserves(FDRXX)
20% – RealEstateInvestmentPortfolio(FRESX)(21Mar16) from CashReserves(FDRXX)
20% – Telecom&Utilities(FIUIX)(14Mar16) from CashReserves(FDRXX)
Jun16 1m+6% 3m+9% 6m+5% 12m-1% 24m+2% 36m+8% 60m+8% 120m+21%
May16 1m-1% 3m+4% 6m-3% 12m-9% 24m-3% 36m-0% 60m-2% 120m+13%
Average annual return since 1/82 11%